Unused card help

gabba

Hi Guys

I have a barclaycard with a £3800 limit on it which i dont use as the rate is typically woeful.

I also have a mint card with £1350 limit on which i balance transferred onto from the BC.

I may want to balance transfer from the mint card in January if i still have a balance on it.

Am i better cancelling the BC so i could get a higher limit on the proposed new card or am i better keeping it open for my credit rating?

Any help appreciated...

Robert_Sterling

I would close it.

gabba

Nice one, i will get on it tomorrow.

Cheers for the swift reply.

The_Boss

If you have balance transfered onto the Mint card and you have no other card account, keep it open.

Dont close it before you apply for another card.

Iona_Penny

Husband had a Barclay card with no balance on it , but he had other money on a 0% on purchases on a NatWest card. He rang BC and asked if they would do a life of balance on transfers 'Yes' at 6.9% with NO balance transfer fee. (this was about 2 months ago)
May be useful to keep to use in this way?