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Eeeek going back to uni....

I'm a 'mature' student (28) going back to uni, I'm leaving my full-time job to do this, I have the following questions:

1) I have a pension with Axa (I think), no contributions from my current employer, will this just be put on hold whilst I am at uni?

2) I have an A&L premier account requiring £1000 to be put in each month, currently this is my wages but can I transfer money between my accounts to make up this £1000?

3) I have a current account with Natwest, I have previously held a student account with them (approx 10 years ago), can I transfer my current account over to a student account and still receive the rail card or should I close it and reopen a student account, I also have an ISA with Natwest.

It's kinda scary that I won't have any money like I'm used to but I do get a bursary so I'll have a limited income!
:o

Comments

  • davelewis
    davelewis Posts: 471 Forumite
    Part of the Furniture 100 Posts Name Dropper I've been Money Tipped!
    Hello

    Can't really help with your questions, but just wanted to wish you the best of luck in Uni.

    I am 31 and went back to Uni last year to do a law conversion course.

    Best thing i have ever done. You will be amazed how well you can manage without the salary - this site especially is great help.

    Best of luck with your studies.

    dave.
  • melancholly
    melancholly Posts: 7,457 Forumite
    1,000 Posts Combo Breaker
    I'm not sure about 1 and 3, but for your A&L account, as long as the £1000 doesn't come from a different A&L account I think it will be ok..... I'm on a student stipend and get paid every 3 months, so have to hold my money in a separate account with another bank and put in £500 a month that way.

    hope you enjoy it all!!
    :happyhear
  • hattie_pea
    hattie_pea Posts: 106 Forumite
    i think that you'd be able to get the railcard with natwest by switching your account - be cheeky and insist!

    Best of luck at university! x
    Proud to be dealing with my debts!;)
  • fatnan
    fatnan Posts: 132 Forumite
    Sorry I can't help with your queries, but felt I would like to put in my sixpennorth. I went to Uni when I was 46 and graduated when I was 49. I was older than most of the others in my group by 30 years, but was treated exactly the same as everybody else, thank goodness. :T I would not have missed the experience for anything. Hope you enjoy your time as much as I did. Very best of luck.
  • fatnan
    fatnan Posts: 132 Forumite
    Sorry I can't help with your queries, but felt I would like to put in my sixpennorth. I went to Uni when I was 46 and graduated when I was 49. I was older than most of the others in my group by 30 years, but was treated exactly the same as everybody else, thank goodness. I would not have missed the experience for anything. Hope you enjoy your time as much as I did. Very best of luck.
  • Savvy_Sue
    Savvy_Sue Posts: 46,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I know DS1 was able to convert his NatWest account into a student account without problems. And get the railcard!
    Signature removed for peace of mind
  • Snow_Angel
    Snow_Angel Posts: 763 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm a 32 year old student and switched my account (Barclays) from a normal current account to a student account and received the student freebies.

    Also, I don't know if you have a credit card, but I do and the amount outstanding is above what the student credit card limit allows....I asked about this and I didn't need to switch my credit card, even though I was switching my bank account....big relief!

    Good luck - I have one year of my degree to go now and have loved every minute of it.....well, nearly every minute! :rotfl:
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