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lump sum saving
blue_bear
Posts: 26 Forumite
Have been diligently following Martins advice !!
Credit card debts are on 0%
Cash ISA is full for year
Halifax 7% saver account set up and current account is OK too
Have aprox £10k left to invest
not too keen to speculate on stock market
what would be the best options ?
Credit card debts are on 0%
Cash ISA is full for year
Halifax 7% saver account set up and current account is OK too
Have aprox £10k left to invest
not too keen to speculate on stock market
what would be the best options ?
A shadowy flight into the dangerous world of a man who does not exist.
A young loner on a crusade to champion the cause of the innocent,
the helpless, the powerless, in a world of criminals who operate above the law.
A young loner on a crusade to champion the cause of the innocent,
the helpless, the powerless, in a world of criminals who operate above the law.
0
Comments
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Congratulations on your shrewdness!
Martyn recommends the ICICI Bank, HiSave savings account, paying 5.15%AER, an excellent rate. You could park your surplus money here.
Go to:
http://www.icicibankukpromotions.com/index.html?c_id=icici_uk_001&site_id=24&b_id=38&UserType=G_ICB_TL"Some say the cup is half empty, while others say it is half full. However, this is skirting around the issue. The real problem is that the cup is too big."0 -
There are several Building Society one, two and three year bonds paying a little over 5%..0
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Have aprox £10k left to invest
not too keen to speculate on stock market
what would be the best options ?
Investing isnt a just a choice of investing in the stockmarket or sticking it in savings accounts. There is a large range of options in between that to suit all risk profiles.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
dunstonh wrote:Investing isnt a just a choice of investing in the stockmarket or sticking it in savings accounts. There is a large range of options in between that to suit all risk profiles.
thats pretty much why I was asking
wasnt really sure what other options would be worth considering
up to fairly recently just been a spender and not a saver !!
got a family now though - time for a change !!A shadowy flight into the dangerous world of a man who does not exist.
A young loner on a crusade to champion the cause of the innocent,
the helpless, the powerless, in a world of criminals who operate above the law.0 -
crossleydd42 wrote:Congratulations on your shrewdness!
Martyn recommends the ICICI Bank, HiSave savings account, paying 5.15%AER, an excellent rate. You could park your surplus money here.
Go to:
http://www.icicibankukpromotions.com/index.html?c_id=icici_uk_001&site_id=24&b_id=38&UserType=G_ICB_TL
thanks
this certainly looks appealingA shadowy flight into the dangerous world of a man who does not exist.
A young loner on a crusade to champion the cause of the innocent,
the helpless, the powerless, in a world of criminals who operate above the law.0 -
thats pretty much why I was asking
wasnt really sure what other options would be worth considering
Its not really ideal for me to list the thousands of options available. Which is best depends on your goals, timescales, potential accessibility, taxation, detailed risk profile etc.
Risk is not an on or off switch. It's a sliding scale and there are different options to suit how you want this particular investment to be. Even savings accounts carry some risk, albeit small.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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