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Is this true?

I have just been told by a work colleague that if I was to leave a boiler repair man/handyman in my house alone to do his job while I am at work it will invalidate my home insurance?

In this instance the boiler repair man is my dad and the handyman is my brother so they're not complete strangers, but I do know that when my husband was a handyman he was often left alone in the customer house to do the work.
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Comments

  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    No doubt there are Insurance Companies which will attempt to wriggle out of paying up on these grounds. The definitive answer depends on your home insurance.
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  • sparky883
    sparky883 Posts: 309 Forumite
    edited 9 December 2009 at 11:53AM
    Total Rubbish !! You have answered your own question if they are family members,Why worry about stuff like this? How does the Insurance Company know if you were at home anyway? BUT if your family members were your tradesmen they may or may not have thier own public liability insurance.
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  • ormus
    ormus Posts: 42,714 Forumite
    which/what house insurance?
    buildings or contents?
    Get some gorm.
  • jamespir
    jamespir Posts: 21,456 Forumite
    if its family there covered under house insurance if its not then i dont think they are
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
  • Tradesmen, family or not (if you are paying them) are not covered on your home insurance,That is why we have our own Its called Public Liability Insurance and most of the time the value is more than £1 million cover.
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