Dispatches, Christmas on Credit. Watch it on 4OD

Snooze

:rolleyes:

There seem to be an awful lot of people with arithmetic problems posting in this thread. All these arguments that 'poor' people do not have the money to buy all this shiny stuff are complete BS.

Example : I am a 'poor' person and need a washing machine so take a look on BrightHouse website and find a nice Mr. Average Hotpoint Aqualtis 8kg - http://brighthouse.co.uk/products/kitchen-appliances/washers-and-dryers/display-product-large.asp?id=HOT852DW.

I don't want it to breakdown so I take the optional service cover (let's face it, most 'poor' people would as it gives the illusion of peace-of-mind, also backed up by the programme to some extent too) and I can manage the £5.49 per week so I buy it. Repayments are over 3 years, total repayment £856.44.

Now instead of being part of Want-It-Right-Now club, I could save up that £5.49 each week for only 57 weeks and then buy the same item brand new for £307 including delivery and warranty - http://www.google.co.uk/products?q=hotpoint+aqualtis+8kg&hl=en&scoring=p.

So these 'poor' people apparently do not have the money to buy stuff but yet can afford to pay £856 but not save £307 over just over a year, which just so happens to be the exact same amount they would be paying weekly if they'd got it on tick.... :rolleyes::rolleyes: £549 down the pan which they apparently don't have!

BUDGETING FAIL. :rolleyes: :rolleyes:

R

abaxas

wageslave wrote: »

Can't see that catching on in a tower block.

BTW where do people dry their washing in those places?

Dryers aren't cheap to run.

The wonders of modern technology!!!

PasturesNew

abaxas wrote: »

The wonders of modern technology!!!

That's pretty much the one I used to have.
Got a smaller one now, wouldn't have room for that one here.
It does take 3-4 days to dry stuff though.

LilacPixie

wageslave wrote: »

Can't see that catching on in a tower block.

BTW where do people dry their washing in those places?

Dryers aren't cheap to run.

Do tower blocks not have communal laundrys?? I live in a flat but with ourdoor space for drying out. In winter/wet weather I use the drier but sometimes drying screen in bathroom for things that can't be dried.

lostinrates

Snooze wrote: »

Now instead of being part of Want-It-Right-Now club, ....

BUDGETING FAIL. :rolleyes: :rolleyes:

R

No, we KNOW its a more expensive way to do it than buying outright. but you need to add to YOU budgeting fail the cost of doing eithout the washing machine during that time. Then the practicality of time/balance.

The reason the woman with the manual press didn't need a washer is because she was full time employe in the home at a time when it was acceptable to be sewn into your underwear for six months at a time.

I do some handwashing. I wash all my unerwear by hand, and my jumpers. If I were washing school uniform shirts, husbands shirts I could not do it. I wouldn't like to do bedlinen either. It took a whole day to do the laundry then. (at least).

Snooze

abaxas wrote: »

The wonders of modern technology!!!

Indeed. I use one of those myself for stuff that I don't need urgently. Inherited it from my Old Dear actually - must be at least 40 years old. :eek: Does the job though.

R

lostinrates

wageslave wrote: »

Can't see that catching on in a tower block.

BTW where do people dry their washing in those places?

Dryers aren't cheap to run.

I've only had a drier once. I got a bit carried away with it and bounce sheets for a few weeks. Everything smelled a bit chemical but great. The novelty wore off (it was DH's and ancient) never used one before or since. They are not a necessity.

wageslave

Snooze wrote: »

:rolleyes:

There seem to be an awful lot of people with arithmetic problems posting in this thread. All these arguments that 'poor' people do not have the money to buy all this shiny stuff are complete BS.

Example : I am a 'poor' person and need a washing machine so take a look on BrightHouse website and find a nice Mr. Average Hotpoint Aqualtis 8kg - http://brighthouse.co.uk/products/kitchen-appliances/washers-and-dryers/display-product-large.asp?id=HOT852DW.

I don't want it to breakdown so I take the optional service cover (let's face it, most 'poor' people would as it gives the illusion of peace-of-mind, also backed up by the programme to some extent too) and I can manage the £5.49 per week so I buy it. Repayments are over 3 years, total repayment £856.44.

Now instead of being part of Want-It-Right-Now club, I could save up that £5.49 each week for only 57 weeks and then buy the same item brand new for £307 including delivery and warranty - http://www.google.co.uk/products?q=hotpoint+aqualtis+8kg&hl=en&scoring=p.

So these 'poor' people apparently do not have the money to buy stuff but yet can afford to pay £856 but not save £307 over just over a year, which just so happens to be the exact same amount they would be paying weekly if they'd got it on tick.... :rolleyes::rolleyes: Over £550 down the pan which they apparently don't have!

BUDGETING FAIL. :rolleyes: :rolleyes:

R

And for the year where you have no washine machine you would do what?

It is not our grasp of arithmetic that is at fault here, it is your grasp of reality.

The poor aren't necessarily stupid but they are frequently plain bliddy desperate.

abaxas

wageslave wrote: »

And for the year where you have no washine machine you would do what?

It is not our grasp of arithmetic that is at fault here, it is your grasp of reality.

The poor aren't necessarily stupid but they are frequently plain bliddy desperate.

Any life transistion is difficult. But once you are converted from a debt slave to not having to worry. It's very liberating and quite nice to have more money in your pocket.

No pain, no gain as they say.

PasturesNew

I must say actually, that poor people would usually choose the cheapest option - dropping the insurances if at all possible. It's just the way it is. You can't "buy top/buy best" and do the potentially best long-term thing if the cost of that prevents you having it at all.