jsa crisis loan ?

bigjluk

how much is it possible to get,will thy give you money for your mortgage,and how much do you pay back a week out of your entitlement.

Jowo_2

The Shelter website has information about schemes and entitlements to support for home owners struggling to pay their mortgage, plus info how to avoid getting into mortgage arrears and how to deal with it.

briona

bigjluk wrote: »

how much is it possible to get,will thy give you money for your mortgage,and how much do you pay back a week out of your entitlement.

I'm afraid, you won't get a Crisis Loan to help you pay your mortgage – that's not what they are there for. You can download their leaflet to find out more (there's a PDF at the bottom of the link).

http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_013949.xml.html

If you are having problems paying your mortgage, in the first instance you should speak to your mortgage provider – you may be able to negotiate a temporary payment holiday or reduced payments. DON'T just stop paying the mortgage. Even if you can't manage the full payment, you might be able to make a part-payment, and something is better than nothing.

As the previous poster has suggested, there is more information available on Shelter's website. Note that some of this information applies to England only. See link below:

http://england.shelter.org.uk/get_advice/repossession/mortgage_arrears

Briona

DX2

Homeowners Mortgage Support (HMS) could help if your household has had a temporary, unexpected drop in income. Find out about the help available - you could be eligible to delay some of the interest repayments on your mortgage for up to two years.

Homeowners Mortgage Support – what it is

HMS helps people who are having difficulties meeting their mortgage repayments, but are likely to get their finances back on track in the near future.
For example, if you:

• are relying on one income instead of two
• can no longer work overtime
• have had your hours cut
• had two part-time jobs, but have lost one

If you are accepted for HMS, your lender will delay some of the monthly interest due on your mortgage. This can reduce your payments for up to two years - although the exact length of time you spend on the scheme will depend on your circumstances. The money isn’t written off – you’ll have to pay it back eventually. This is also known as 'deferring' your repayments.
http://www.direct.gov.uk/en/HomeAndCommunity/Keepingyourhomeevictionsandhomelessness/Mortgagesandrepossessions/DG_177639