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Halifax Credit Card offer of £130 and not £654

Hi,

I sent a letter by first class to Halifax Credit Card Services asking 30th November, asking for £654.62 in charges, this includes interest. The charges are from May 2003.

I received a letter today to say that they could refund me £130 no more and excluding the interest. They also state that there is a time limit in which to claim. I included charges from 2003 out of the six year barrier?


Should I accept this? Or do you think I could squeeze more out of them. They have said that this is a gesture and not admittance to liability, etc.
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