Monday 7th December - What small DFW things have you done today?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning All,

Monday, Monday already!

Today I have/will:
· Checked online banking – and moved spare cash to savings account
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD – 5/15 – apart from a Bus Pass which is budgeted for
· Read more of my library book
· Washing on 30
· Get my timesheet signed and faxed off so I get paid at the end of the week
· Work really hard at work
· Do some overtime as I am off on Wednesday

Think that is about it but I am sure there is more to do, take care everyone

Candy xxxx

lolly_896

Morning Candy and all that come later!

This morning i will

Clean top to bottom - Looking for go go hamsters
Post parcels - Looking for go go hamsters
Drop stuff to charity bin on the way to post parcels - Looking for go go hamsters
Leave go go hamster stock checker running to get my babies there xmas present - YAY I GOT GO Go hamsters:j:j:j:j:j
Wrap DS2 1st birthday present (1 on Wednesday) - Looking for go go hamsters
Take DS1 for hair cut - Looking for go go hamsters
Write some xmas cards and post - Looking for go go hamsters
Leave heating off - It got cold - Looking for go go hamsters
Do some food shopping using the £50 savings card Nan buys us in time for xmas Will go at 7 when DP comes home from work too busy today
Wait for the insurance man to come to talk about our very broken tv! - ha came 2 hours late :eek:
Food from stores

Im sure theres more but can't think of anything else for a min

xxx

catmiaow

Morning all,

Today I will,

Go out for breakfast with my nan
Get petrol using my save 5p per litre coupon
See to pets
Take rubbish out
Work late shift woo hoo (NOT)
Buy bread and quorn slices at Tesco, so I have enough to take to work the next two days.
Apply for as many jobs as possible
Daily Competitions

Hope everyone has a good day.

Lurleene

lolly_896 wrote: »

Morning Candy and all that come later!

This morning i will

Clean top to bottom
Post parcels
Drop stuff to charity bin on the way to post parcels
Leave go go hamster stock checker running to get my babies there xmas present
Wrap DS2 1st birthday present (1 on Wednesday)
Take DS1 for hair cut
Write some xmas cards and post
Leave heating off
Do some food shopping using the £50 savings card Nan buys us in time for xmas
Wait for the insurance man to come to talk about our very broken tv!
Food from stores

Im sure theres more but can't think of anything else for a min

xxx

Lolly - Don't know if you've seen the news but Go Gos are at the centre of some contoversy today as it has been shown that their fur contains more than the permitted levels of antimony i.e they are toxic.:eek:

On another note hi:hello:!

Sorry I didn't post at the weekend but frankly I has such a non-DFW weekend that I didn't feel I could.:o I seemed to spend a fortune on Christmas presents, and also went out for a meal with friends. I also got told off by Netmums for posting things on the for sale board too often, so I don't think I can do that anymore!

But I did get a bargain on the Wii front - a new black Wii bundle with Sports and and Sports Resort for less than £108 after Quidco!:jMum is putting £50 towards it so B and T will have a most unexpected surprise.

Today I:
1) Didn't go to work as I have to work on Friday instead, which is my usual day off.
2) Dropped my car off at the garage. It has failed it's MOT and will cost £280 to remedy.Boo hoo!
3) Bought OH the Harry Potter DVD from Amazon for Christmas- just £6.71!
3) Bought whoopsied paninis for lunch.
4) Paid a cheque into the bank.
5) Checked bank, SCs and Quidco.

See you later, L x

PurpleFairy26

Morning All!! Thanks Candy for starting the thread... am in a much better place today than yesterday... Thanks in the main to DH finding his wedding ring :j:j:j it was in a bag for life!!! If that's not a reason to reuse rather than throw away I don't know what is...;)

It also meant that in the process of him looking for it (I am somewhat limited to scrabbling round on floors due to the size of my pg belly!) the bedroom is now the cleanest and most spotless I have seen it in years - all thanks to mr jonno!!

On a DFW note today I will do the following:

Checked bank
Check quidco
round to friends for cuppa (taking some cards for her, meaning I will save on postage)
Tea from stores
no heating on during day
Possible trip to library if I have time
If I have time update my Sainsburys on line shop (have £15 voucher) so I have saved a space and just need to check i am making good choices.

have a great day everyone

Katy83

Afternoon everyone!

Didn't make it on yesterday, didn't have a hugely DFW day...got distracted into buying coal for the fire and a new warm waterproof coat for the winter. It's freezing and raining here today though so I'm pleased I got it!

Have just had my lunch and I forgot my salad dressing, really gutted because it tasted horrible without it.

Today's list

• Make and eat breakfast at home
• Lunch from stores (minus salad dressing...bleurgh)
• Dinner out with a friend tonight
• No more than 3 cups of tea (cutting down caffiene)
• Check in for flight to Dublin this weekend
• Check banking
• Update spending spreadsheet
• Re-arrange hair appointment

Think that's all for me, have a lovely Monday everyone xx

MegandNicsmum

I've been a watcher over the past couple of years (that sounds awful) but decided yesterday to re-join and on my first lunchtime reading of the forum I discover "Quidco"...where has it been all my life!! Thank you jonno7 for mentioning it...can't wait to finish my Christmas shopping tonight!!!

Today I will:

join the PAD challenge
join the £2 challenge
do a complete breakdown of our ins and outs!! (we had our own spreadsheet that we'd been working to!)
start my Christmas clear out (off on holiday for two weeks and can't wait!!!)
start reading the book I bought my 12 year old daughter "The Secret to Teen Power"
Finally make a start on our remaining debt!

What a busy night, thank goodness kid's are giving us a night off from their clubs!!!:j

McKneff

Hello All.
Just thought i would let you know that another poster on another thread
has said that Morrisons are doing 2 x £15 itunes vouchers for £20
Now thats a good bargain. Going for mine this aft.

WelshWoofer

Afternoon all ! Not very busy is it?

Had a mega busy day at school and have a wodge of marking to do (why do I give them homework?) but am having a well deserved sit down first.

Today's list...

• All food from home (fajitas for tea)
• Hoover downstais - done
• Put clean washing away (done)
• Wash bed linen (on now)
• Walk dog x3 for free exercise (2 done)
• Clean kitchen properly after tea
• Do a bit of marking later
• Stay in and watch the soaps
• Have a nice bath and relax
• Check banks - done
• Make dog appt for vet - done
• Charge phone - on now
• Checked surveys - just waiting for some to clear and then can cash another £10 voucher in

That's it for me for today....have a good evening

BASSETT

Hello everyone,Today I am on overtime, 1st shift of many this month so will give me pennies for end of January Checked bank £4.44, nothing else due out so not botheredSent off 2 letters to DCA`s putting account into default as they have not sent CCA`s that I requested Loving counting every single penny, should have done it years ago!

honeybear_2

jonno7 wrote: »

Morning All!! Thanks Candy for starting the thread... am in a much better place today than yesterday... Thanks in the main to DH finding his wedding ring :j:j:j it was in a bag for life!!! If that's not a reason to reuse rather than throw away I don't know what is...;)

Brilliant news :T

Not much for me today:

• bus to work
• charged phones at work
• reduced vegetable lasagne from Mr T's for dinner as far too tired to cook (shocking, I know - don't remember the last time I did that )
• counted up my £2 coins & have £52! That's only from mid-August too :j

I'm sure there's other stuff but I'm a tired bear tonight, for some reason

I'll try harder tomorrow