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Anyone know what these lenders' SVRs are right now?
captainhaggis
Posts: 7,009 Forumite
Hi all
I have three mortgages with :
1) Lloyds TSB Scotland
2) Northern Rock
3) GE Home Money (arrrrgh!)
All of these are coming up for renewal soon, I think (I'll need to check for sure).
Where could I find info about what these lenders' SVRs are right now? Would I need to call them?
I'm wondering if it might be to my benefit to stay on SVRs at the moment instead of trying to get on to new fixed deals?
The property values and mortgages are :
REMOVED
(but none in negative equity - LTVs are approx 40%, 70% 705)
I think these values are fairly fair and probably what the homes would be valued at by a surveyor.
I have a shot-to-sh*t credit file but as I understand it, when I switch to a new deal, a new search isn't performed?
I cannot remember what my current fixed rates are. I'm going to try and fish out the paperwork for the mortgages today.
Any thoughts?
I have three mortgages with :
1) Lloyds TSB Scotland
2) Northern Rock
3) GE Home Money (arrrrgh!)
All of these are coming up for renewal soon, I think (I'll need to check for sure).
Where could I find info about what these lenders' SVRs are right now? Would I need to call them?
I'm wondering if it might be to my benefit to stay on SVRs at the moment instead of trying to get on to new fixed deals?
The property values and mortgages are :
REMOVED
(but none in negative equity - LTVs are approx 40%, 70% 705)
I think these values are fairly fair and probably what the homes would be valued at by a surveyor.
I have a shot-to-sh*t credit file but as I understand it, when I switch to a new deal, a new search isn't performed?
I cannot remember what my current fixed rates are. I'm going to try and fish out the paperwork for the mortgages today.
Any thoughts?
Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
0
Comments
-
Lloyds TSB : 2.50%
Northern Rock : 4.79%
GE Home Money : (Probably about 3000000% but still looking)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Nah, I'd rely on second hand information from a group of strangers on a messageboard, rather than getting factual information from a lender direct.Where could I find info about what these lenders' SVRs are right now? Would I need to call them?
0 -
I love sarcasm....opinions4u wrote: »Nah, I'd rely on second hand information from a group of strangers on a messageboard, rather than getting factual information from a lender direct.
No, really - I love it!
Thanks :rotfl:;)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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