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0% almost up, don't want to pay a fee

leni
leni Posts: 942 Forumite
Part of the Furniture 500 Posts Combo Breaker
My 0% BT is almost up and I need to transfer! I have 2k needing transferring, can afford to pay 1k off this year.

I'd like to avoid paying a fee though, whats my best options?

I've had a...

Egg
Mint
LloydsTSB
NatWest
Halifax card

any ideas? I'm willing to fo for a very low interest rate if it outways paying a fee on a 0% card!

thanks in advance!

DEBT FREE for the first time in 10 years and with savings!

1st Baby due May 2011 :o it's a BOY:j

Comments

  • leni
    leni Posts: 942 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    thank you :)

    DEBT FREE for the first time in 10 years and with savings!

    1st Baby due May 2011 :o it's a BOY:j
  • leni
    leni Posts: 942 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I just got approved for the NSPCC Platinum Card - 0% for 9 months and no fee - yippee:j

    credit limit is the most I've ever had though at 5,400 :o - they make getting into debt so easy for some people :mad:

    DEBT FREE for the first time in 10 years and with savings!

    1st Baby due May 2011 :o it's a BOY:j
  • Rafter
    Rafter Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Leni,

    Well done!

    If you are clever you can use the unused bit of your NSPCC limit too.

    Transfer £3000 to your egg card and then transfer the credit balance to your current account.

    Then put it in savings for 9 months before you need to repay your NSPCC card.

    You should earn about £90 in interest if you pick the right savings account.

    Good luck

    R.
    Smile :), it makes people wonder what you have been up to.
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