We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing slow loading times and errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.

Can i win my claim on a technicality?

My hearing at Court for o/standing bank charges was dated for 2 days after the stay was put in place.When I first started my reclaiming process (which was with the Woolwich) They informed me quite early on that it would be dealt with by Barclays and the details would therefore be passed from the Woolwich to Barclays.
This took 3 attempts and took 4 weeks because every time I called up to see if the details had been passed on the Woolwich kept telling me that 'for some reason the details didn't get sent over and they would deal with it now as a matter of urgency' and eventually,4 weeks later,the details were passed on.
As this held up the process for 4 weeks I believe this has obviously meant that I was 4 weeks behind with everything else and therefore had the Woolwich handed over the paperwork promptly I would more than likely have had my Court date before the blanket ruling on the stay.Does anyone think that this is a reason to go back to the bank and try to claim on a technicality?
I would appreciate any comments/help with this

Comments

  • Is your claim currently still stayed in court?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Orford
    Orford Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    suzylee wrote: »
    .Does anyone think that this is a reason to go back to the bank and try to claim on a technicality?
    In short, no. You say: "every time I called up....... " which presumably means you have nothing in writing, so it would be impossible to prove
  • suzylee
    suzylee Posts: 23 Forumite
    edited 5 December 2009 at 1:43AM
    Unfortunately I don't have it in writing but on 21st Dec 06 I received a letter from the Woolwich which explained that they were handing it over to Barclays and my 1st correspondence from Barclays was 18th Jan 07.Since Barclays did take the case over they were very quick to respond to me,usually no longer than 48 hrs,so this must carry some weight?The Woolwich state in the above dated letter that they had already escalated my complaint to Barclays so if I can get Barclays to confirm in writing the date that they actually rec'd it would this be of any use?
    Yes it is still with the court.

    Thanx for ur responses x
  • suzylee wrote: »
    Unfortunately I don't have it in writing but on 21st Dec 06 I received a letter from the Woolwich which explained that they were handing it over to Barclays and my 1st correspondence from Barclays was 18th Jan 07.Since Barclays did take the case over they were very quick to respond to me,usually no longer than 48 hrs,so this must carry some weight?The Woolwich state in the above dated letter that they had already escalated my complaint to Barclays so if I can get Barclays to confirm in writing the date that they actually rec'd it would this be of any use?
    Yes it is still with the court.

    Thanx for ur responses x

    If it is still with the court then the case is stayed and not won, any delays are irrelevant I'm afraid.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.