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get out of debt

davalice_2 Posts: 1 Newbie

3 December 2009 at 12:19PM in Credit cards

Hi,
I have 4 credit cards and keep switching them so that i am only paying off my debt and no interest, however i also owe a friend £3000 and i have an overdraft with my bank of £1000. I am not sure which is my best option to make everything easier for me, between all at the moment i am paying off £250 per month.

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