We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car damaged in car park

Hi, I wonder if someone can give me some advice on an incident that happened yesterday afternoon in Morrisons car park, Chester. I parked my car in the car park and went to do my shopping, when I came out and loaded my shopping in the boot and man approached me who was parked opposite my car, he said his wife had just witnessed someone drive into the side of my car and then drive off and park elsewhere, she had got the vehicle registration number. I took down her details as a witness and approached the car park attendant who told me to report it to the manager, which I did. The security guard came to look at my car and said he would try and view CCTV footage - but to no avail.

I'm left with the registration number of the car who damaged mine and I don't know what to do. I have reported it to the police who have given me an incident number and I've also rang my insurance company who are going to call me back to take the details.

Any advice????

Thanks

Comments

  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You've done all you can for now. Just wait to hear from your insurers and take it from there. They'll advise you what to do.
  • dogshome
    dogshome Posts: 3,878 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Laura123 - You have witnesses and you have the other cars Registration number, which is everything you need
    Visit the DVLA's web site and down-load the form to get the details of the other cars owner.
    Fill in the form and pay the fee, (From memory it's £5), and they will send you the name & address of the Registered Keeper of the other car - As it occured in Morrisons car park the chances are it's a local address - You can simply feed these details to your Ins. Co. or go and see the other cars owner, but don't forget to make a claim for loss of your No Claims bonus if you have one
    ( The reason I know all this is that the same thing happened to me in a Morrisons car park)
    Good Luck
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dogshome wrote: »
    Hi Laura123 - You have witnesses and you have the other cars Registration number, which is everything you need
    Visit the DVLA's web site and down-load the form to get the details of the other cars owner.
    Fill in the form and pay the fee, (From memory it's £5), and they will send you the name & address of the Registered Keeper of the other car - As it occured in Morrisons car park the chances are it's a local address - You can simply feed these details to your Ins. Co. or go and see the other cars owner, but don't forget to make a claim for loss of your No Claims bonus if you have one
    ( The reason I know all this is that the same thing happened to me in a Morrisons car park)
    Good Luck

    There's no need for her to do that. Her insurers can get the Registered Keeper details, and the insurer details, without any cost to the OP.
  • daveyjp
    daveyjp Posts: 13,756 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Calls to police and insurer are all you need to do.

    The same happened to a colleague and they traced the other vehicle.

    Of course the car could be uninsured. askmid.com will tell you if it is insured.
  • Coblcris
    Coblcris Posts: 1,862 Forumite
    Cars are not insured in that sense, drivers are - or are not as the case may be.
    Thus ASKMID has limitations..
  • You have basically been hit and run, unless the other driver admits to being the driver, even with the registration details it could prove difficult to get any money from them. What will most likely happen is that the police will contact the registered keeper of the vehicle and ask them who was driving the car when it happened. If the registered keeper does not let the police know who was driving, they will go to court for failing to nominate a driver, have to pay a fine and receive points. I am going through all this at the moment, it's very frustrating.
  • Coblcris
    Coblcris Posts: 1,862 Forumite
    May I ask why your insurance company is not pursuing this ?
  • Coblcris wrote: »
    May I ask why your insurance company is not pursuing this ?

    I was TPFT at the time. I did contact them and go through the whole thing, but they eventually decided not to help me because I wasn't fully comp.
  • Alx*27
    Alx*27 Posts: 128 Forumite
    I hope you got the witness's details.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.