Trying to cancel Bannatyne membership

xgingerx

Hi, I know with my membership i signed for 3 years with Cliffords and when i got my contract it said if i moved out the area this would be a reason they could accept cancellation, prob too late for you now but in case anyone else is reading u may use it to your advantage, i have my father who lives a good 150 miles away and it would be quite easy to change my address for my bank to get some proof of new address , just a thought

Undisputedtruth

Morgan_Ree wrote: »

The gym will keep pestering him for the money, if he doesn't pay it will eventually be passed to a debt collecting company where charges will be added on

His best bet is to call the gym and negotiate reduced payments
Something is better than nothing

Not true, if he genuinely can't pay, he can ask the court to change the amount of the regular payments you are supposed to pay (known as an instalment order). you can apply on a special court form called an N245

Undisputedtruth

taxi73 wrote: »

It is all in the contract and what he's been told is right.You take out a 12 month contract and have to give notice 90 days before the 12 months to be able to leave.If you are past 12 months you then can give 90 days notice at any time.
If he has a full use membership he can lower it to the lowest membership available but he still owes the money.
It will go against his credit rating if he doesn't pay..whether it be a CCJ or be passed to a DCA.

Not entirely true. It's up to the lender whether they would take into account CCJ based on their lending criteria.

Undisputedtruth

Morgan_Ree wrote: »

Going to court will increase the debt to a silly amount. If £500/£600 is upsetting him that much how upset will he be when it's doubled, if not more?

To be fair it's not the gyms fault he can't afford it
Is he not claiming some sort of benefit which could contribute to payments?

Not true.

Since the outstanding debt is less than £5000, it is likely to be dealt with by the small claims court.

There are set limits to how much a Judge would add small costs to the outstanding debts where the judgement has gone against the person.

Further information can be found here:

http://www.hmcourts-service.gov.uk/news/forms/docs/ex301_0406.pdf

On page 4 of the document it says:

Will I get my money?
It is important to consider whether the person, firm or company you are claiming from is likely to be able to pay. If they are:
• unemployed;
• bankrupt;
• have no money of their own;
• have no personal property and have nothing else of value belonging to them (such as a car) which is not hired or subject to a hire purchase or lease agreement;
• have ceased to trade; or
• have other debts to pay,

the court may not be able to help you get your money.

DGJsaver

shawnni wrote: »

Please help. My son took a gym membership with Bannatyne in May 2009. He paid one months D/D and we had to cancel it (also done in writing to them) We heard no more until the other week after receiving a letter for payment of over £600. I emailed them twice and phoned them twice and just received a response today saying they will take 20% off the fee leaving just over £500 (they also denied receiving a letter). Ple. . He is no longer in employment and has no money to pay for this hence the reason membership was cancelled. He could not forsee that he would be unemployed so what is he supposed to do, he is only 18 years old and i don't want him with a bad credit rating at his age. Please help me as he is utterly distraght by this situation and i don't know what else to do

Tell him to get a job , ANY JOB , shelfstacking , petrol station attendant...anything

Then pay his dues , good lesson learned all round..

MrsTinks

This is an old thread that I don't see any value in bringing up again - if the OP needs more advice I'm sure they will be back and will open a new thread