Which credit card to keep?

EagerLearner

Dear all,

I have the following credit cards:

Cahoot - Opened 1 month ago, never used, around 11% rate
Egg Card - Opened 4 years ago, never used (so managed well!), around 16% rate
First Direct - Opened 3 years ago, managed well, around 15% rate
Egg Money - Opened 1 month ago, managed well, around 16% rate

My question is, I only want the Egg Money card + 1 other credit card. Which one should I keep?

I need the card to have clear statements that can be used for mortgage applications etc and ideally a decent rate.

Right now I cannot apply for more credit cards as I have recently moved and also started a new job.

Or, does it do me no harm to keep all of them? I've heard mixed reviews about the benefits of canceling cards....

Thanks

EagerLearner

ard123en

do you clear your balance every month ?

if not the rates can be beaten by other cards

if it was me id cancel all but egg and get an other card say ge money (ive just been acepted)

they offer either 3% cash back on every day stuff , or you can get 12 months interest free on transferes

cancel some of the others first though as the look at your avilable credit

so if you have lots of cards with nil balance they may give you a lower limit than you want