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if you get rejected,does it show up onyour credit score?

Hi all,

if you get rejected does it get shown on your credit score, have never had a credit card before soi belive this is the reason why and i am only 18., deciding to get one to increase my score for a foture morgage, but i want one with 9 months interest free and plus.

im not really bothered about the limit really, £500 max probably.

Ive already been rejected for sainsburys, anyone recon i should try my bank, hsbc?


cheers

Comments

  • Blue_Lou
    Blue_Lou Posts: 165 Forumite
    Yeah - I would have tried my bank first to be honest. They will give you preferential treatment. I was 18 when I had my first CC. That was also HSBC :)

    Egg is also quite good - They may give you an Egg Money card https://www.egg.com
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mac456 wrote:
    if you get rejected does it get shown on your credit score...
    See the Credit Rating link in the blue box above.
    Only credit searches are shown; rejections aren't.
    And yes, it is worth trying first the bank you have your current account with.
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