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So mad at Tescos!

Spoke to the lady on the phone at the middle of last week and made a one off payment to clear my account (ended up using my savings but its one less debt!) anyhow, asked the woman on the phone if this would leave a free balance and that I would be okay to close the account now and she said yes fine no trouble Mrs Williams I will do that now for you. Anyhows, today I recieved my monthly statement from them showing the payment going in and a charge of £26 in interest (payment was made on 3rd June, statement date was 7th). Why tell me the account was clear if it wasnt going to be?? :mad: I know its only £26 but at the moment its £26 I cant really afford. Only good thing is payment isnt due until 5th July and I get paid on 29th of this month so can use that pay but I just wanted the account to be closed so its one less thing to worry about! Sorry for the rant.......
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Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    complain then

    If you have been advised of something by thier team that is causing you distress, take it to the top, I would

    BUt then im complining a lot recently
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • scw1
    scw1 Posts: 392 Forumite
    I think I am going to. I love complaining and whats the worst they can say - no you got to pay the £26. I just hate people who say one thing and get your hopes up only for them to be dashed by the postman bringing another bill!
  • mintymoneysaver
    mintymoneysaver Posts: 3,527 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    I suppose it would be the interest that had accrued from the last statement date until the date that you paid it off, you may also have to pay a tiny bit of interest next month from this statement, until the date you pay the £26.Then it will finally be clear.We got caught out by this ourselves when we cleared a card a few months ago...
    The Tesco woman should have known that though....
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    I would complain stating that you were told the account was closed and you don't expect to pay for their mistakes. Most likely they will refund you.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • isgman
    isgman Posts: 490 Forumite
    Tell them as you Closed the Account.. and They said it was Closed you feel as if they are "ripping you off" and you don't think that you should pay the £26, try it you never know they may drop the charge,,, Good Luck
    :beer: Keep your Chin up.. it can only get better :beer:
    :confused: I'm one of those people who was born to have money, :confused:
    :confused: but I just don't have any!:confused:
  • Complain and try and get it back, if she had told you it was another £26 on top you would have paid it to clear it, suggest that they do it purposely to keep the account open?!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    good point HQ :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • ditto to what everyone else says really.

    Let us know how you get on

    All the best
    DG
    Official DFW Nerd Club - Member no. 102:D
    Proud to be dealing with my debts
    "I want to break free"
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    complain, complain, complain, complain, complain.

    they had no right to tell you the balance was clear and the account was closed without warning you of a possibility of still accruing interest. that's their incompetence!

    looking forward to hearing how it goes.
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • Also as their calls are recorded ask a supervisor to listen to the call.
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