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Loft insulation and electrics

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Morning,

Noticed the house was a bit chilly this weekend so popped into the loft to check the insulation.

Three quarters of the loft is fully insulated with the space banket type stuff on the floor between the joists/rafters (can never remember which is which).

However where the bathroom is the insulation has all been lifted up to put in three lights that are set into the bathroom ceiling below and therefore stick up into the loftspace.

They are the small halogen type spots.

I want to put the insulation down on top of them but dont want to set the house on fire (worried about heat dissaption.)

Bathroom lights generally not left on for very long at a time but still have concerns. These light setups are fairly common in bathrooms so wondered what everyone else has done and would welcome suggestions.


Rest of the house is cavity wall insulated and thick curtains over every window and front door so it does my head in to think of all that heat (and money) getting out that way.

Thanks in advance.

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