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living beyond means/no sense of responsibility
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yes these people are scum and should be kept away from at all costs. except when you report them for fraud of course.Target Savings by end 2009: 20,000
current savings: 20,500 (target hit yippee!)
Debts: 8000 (student loan so doesnt count)
new target savings by Feb 2010: 30,0000 -
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