Santander Zero Cash Withdrawals

speedbird1973

Some cards report cash advances, some don't. Barclaycard, Halifax and MBNA do, I think RBS do as of this month (think it appeared?). Citibank do not. Santander card hasn't appeared on file yet, so I'm not sure if it reports your cash balance and the number of withdrawals. I'll find out in a month or two.

The odd withdrawal could have an impact, but it's one factor amongst many, and one this the CC users on here do all agree on is the fact that we're not that sure which criteria are considered important. If you're settling your account in full each month, I wouldn't stress about it.

In terms of the advance I'm sure they'll tell you a daily interest rate. I'd just take the 2 and a bit montly percent and prorata it. If you withdraw £100 and you'll be paying about £2.04 a month in interested. If you settle it up in 5 days you'll pay about 40p I guess.

greenmantle

Same when we went to New York, you had to buy it by the day in the hotel (crowne plaza).

Gosh, CP must be one of the few places still to charge for wi-fi in the States. Try almost any other high-end chain or boutique hotel and it's considered a basic service now.

hax_2

Here's the announcement about credit card data sharing, including cash advances:

http://www.ukpayments.org.uk/media_centre/press_releases/-/page/698/