tv licencing direct debits

duckpond_2

When you first take out a direct debit for tv licence,the cost of the years licence is divided over 5 months.You still have to pay just under £12 a month ongoing,6 months in advance for your next licence.therefore you pay 50% more for the licence.It is the same for everyone paying this way.None of the utilities do this,so how can tv licencing get away with it-duckpond

derrick

duckpond wrote: »

When you first take out a direct debit for tv licence,the cost of the years licence is divided over 5 months.You still have to pay just under £12 a month ongoing,6 months in advance for your next licence.therefore you pay 50% more for the licence.It is the same for everyone paying this way.None of the utilities do this,so how can tv licencing get away with it-duckpond

Probably same way as DVLA have you pay for your RFL in advance, and insurance is usually in advance,(unless in monthly installments, for which there is usually an interest element built in), a lot of phone contracts are in advance, TVLA are not alone in this, (note this is not in defence of TVLA, just that is the way it is). if you pay TV licence anually, then it is no different to RFL, (Road Fund Licence/Excise Duty).

Aileen_Una

No it is different, it isn't just paying in advance. I pay my first years TV licence within 6 months, and on the 7th month I pay for my 13th month and so on.

Of course it means when you cancel you are covered for 6 months after your last pay date - but realistically we'll be paying TV licences until will die. So cancelling 6 months before is not possible.

What I'm going to do is either cancel the direct debit after the first 6 months, when I will have paid for a whole year, and when that cover runs out just phone and pay in a lump sum so I am only paying for the cover I receive.

The other option is cancel it now, pay this years balance and then carry on only paying when it is due.

derrick

Aileen_Una wrote: »

What I'm going to do is either cancel the direct debit after the first 6 months, when I will have paid for a whole year, and when that cover runs out just phone and pay in a lump sum so I am only paying for the cover I receive.

The other option is cancel it now, pay this years balance and then carry on only paying when it is due.

Either way you WILL pay in advance.

Aileen_Una

Yes in advance thats not a problem.

Advance means pay for 12 (for example) months before you use them, and towards the end of that period you renew.

This involves paying for 12 months and you have to renew 6 months into that period. Is very different. On the day that I renew under direct debit I will have an 18 month credit with them and will again have to renew in 12 months.

So they always have a 6month balance from you. Not a huge problem but different enough from every other system. I'm changing because I'd rather have the 6 months balance in my account not theirs.

williham

If you pay any other way then you're paying for 12 months in advance, this way you're only paying for 6 months in advance... your choice I suppose.

Maldives_lover

this is really quite a depressing thread, worrying about paying a few months of TV licence that we might not be using when we're dead

Maybe OP wants to ensure she will rest in peace :rotfl::rotfl:

derrick

Maldives_lover wrote: »

Maybe OP wants to ensure she will rest in peace :rotfl::rotfl:

OP has not yet replied, (post count, 1).

duckpond_2

I think it's best to cancel payments after 6 months,when the licence is paid for,then start again 6 months later,when the licence has expired.tv licencing must be holding large sums of our money.Thanks for your views-duckpond

harlina

i never knew that i pay direct debit

Snakeeyes21

people buy a tv licence?
why?
theres nothing on tv worth watching.