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December Make £10 A Day Challenge ~~All Welcome~~
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£1.86 to add today from a Green Met saleNot been here in years! Hi everyone. Make £10 a day challenge = £78.45/1550
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£1.01 cashback from fatcheese0
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£5 redeem from bpAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
£7 from selling another phone!
and £100 for xmas from my mum!



Debt@LBM1=£4050 1st DFD 27/08/09
Debt @LBM2 =£14,469.97 2nd DFD 14/03/2018 :T
Make £10/day Y1£3.5k Y2£3k Yr3£4k Yr4£1.5k
DFW NERD 1068 :cool: Avios 78,000
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Woo hoo - hubby paid and got £150 overtime that was owed. Hows that for good Xmas timing!MSE-ing since 2007
Make £2026 in 2026 - Member no. 7
£35/£20260 -
well one of my free daily scratchcards gave me £1 today taking me over my withdrawal level - so withdrew another fiver - good start to the dayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
Just had £9.99 from topcashback hit my account today so i've added that to my total - £92 so far just another £63 to go!:jMortgage free 08.08.19 :j
2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
MF date was Nov 2041 - mortgage neutral 23.07.18
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Morning
Got £25 yesterday (money owed to me), so used it to get my last xmas bits and bobs.
Defo gonna have to give this bb a go in the new year:p£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Another £15 win on BB. Only £22 to go to hit my target for this month. Well done everyone.0
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