bank acc

scotty1234_2

hi i want to open a new bank acc to pay my wages in but seem to be having a problem getting a acc my credit ratting has fallen a bit low and struggling to find one does any one out there have the same problem if so have you any advice

cheers

cifpower

What you need is a basic bank account. You can opt for the Halifax Easycash which comes with a Visa Electron card or the Barclays Cash Card which comes with either a cash card or a Visa Debit card (your choice)

LeeSouthEast

Co-Op also do a basic account (CashMinder I think it's called).

cifpower

LeeSouthEast wrote: »

Co-Op also do a basic account (CashMinder I think it's called).

They do but the reason I didn't mention it is because their Visa Debit card is still recognised as an Electron in some place. With the two I quoted you know what you are getting.

book12

Barclays Cash Card Account is better as only one ID is needed, and account details given on the same day. Some banks don't do this. The Barclays Cash Card account comes with a debit card automatically now.

If you don't like Barclays, other choices include Natwest Step Account and RBS Key Account.

I would avoid the Co-op Cashminder, HBOS Easycash Account, and the rest of the high street banks. The cards ain't as good as the others (i.e. either an Electron card, just a cash card, limited branch/counter usage, cash machine usage limited to that particular bank only, etc...).

scott_lithgows

Yorkshire BS cash transactor account,cashcard only.Accepts wages in and you can set up as many direct debits and standing orders as you like.