Old System CSA, BF needs help.

pd001

73bugz wrote: »

Hi Jaydee36

If he is paying board to his parents and on CSA1 then this will not be taken into account and he will be assesed on his full income.
Probably correct but i am not sure

Tell him to see if he can "rent a room from a mate" or something, buy a rent book from the post office and fill it in every month. Nothing says he has to live there all the time, as long as he pays him rent.
Dont know if you have heard of the rent a room scheme?
Here is a link. http://www.hmrc.gov.uk/individuals/tmarent-a-room-scheme.shtml.
You are correct in stating that he doesn't have to live there full time, after all we live in a free country (supposedly), but it does have to be his main address.
He would actually have to pay any rent as and when it becomes due.

His best bet is to stop doing any overtime.
By the sound of it overtime has finished for the time being.

The CSA will take these payments into consideration and even if he hasn't worked any overtime one particular month, he will still be expected to stump up for it.
Not too sure about this point...others on here will advise further

Working self employed is best, you'll be surprised the number of company directors out there who do this, earn mega bucks and yet are unable to prove their earnings.
I have very recently learned on these forums that if a person is self employed and they earn less than £100.00 per week then they would receive a £5.00 per week assessment from the csa

Best bet is to go cash in hand if he can.
Illegal and not recommended

Don't even bother asking the CSA to move you onto CSA2, they won't. The only way they will, is if the childrens mother wishes to close the case, then it gets re-opened. Or if another party opens a new case up against him. You may get moved, if the parent with care actually becomes worst off under CSA1, then i'm sure that he will be moved over.
Unsure about all of this..others on here will advise further

I've been on CSA1 for many years now and each month i pay alot more money than i should but you have to learn to live with it. Keep up the payments and try not to fall behind. I did and i lost almost everything. The debt stays with you and it will only mount up.
Very true

Donedoingdebt

pd001 wrote: »

73bugz wrote: »

Hi Jaydee36

If he is paying board to his parents and on CSA1 then this will not be taken into account and he will be assesed on his full income.
Probably correct but i am not sure

Tell him to see if he can "rent a room from a mate" or something, buy a rent book from the post office and fill it in every month. Nothing says he has to live there all the time, as long as he pays him rent.
Dont know if you have heard of the rent a room scheme?
Here is a link. http://www.hmrc.gov.uk/individuals/tmarent-a-room-scheme.shtml.
You are correct in stating that he doesn't have to live there full time, after all we live in a free country (supposedly), but it does have to be his main address.
He would actually have to pay any rent as and when it becomes due.

And possibly have to pay council tax from this address although this should be allowed by the CSA

His best bet is to stop doing any overtime.
By the sound of it overtime has finished for the time being.

The CSA will take these payments into consideration and even if he hasn't worked any overtime one particular month, he will still be expected to stump up for it.
Not too sure about this point...others on here will advise further

If he's assessed on high overtime payslips, then yes, he will still have to pay the higher amount even if all overtime stops. The only way around this is to ask for a reassessment based on 2 monthly payslips that show little or no overtime.

Working self employed is best, you'll be surprised the number of company directors out there who do this, earn mega bucks and yet are unable to prove their earnings.
I have very recently learned on these forums that if a person is self employed and they earn less than £100.00 per week then they would receive a £5.00 per week assessment from the csa

Best bet is to go cash in hand if he can.
Illegal and not recommended

Don't even bother asking the CSA to move you onto CSA2, they won't. The only way they will, is if the childrens mother wishes to close the case, then it gets re-opened. Or if another party opens a new case up against him. You may get moved, if the parent with care actually becomes worst off under CSA1, then i'm sure that he will be moved over.
Unsure about all of this..others on here will advise further

You will not be automatically moved over if the PWC becomes worse off. Only, as stated earlier, if the PWC closes old case & opens up a new one after 13 weeks or another case is opened up against you & even then, the original case will, I believe, be subject to phasing.

I've been on CSA1 for many years now and each month i pay alot more money than i should but you have to learn to live with it. Keep up the payments and try not to fall behind. I did and i lost almost everything. The debt stays with you and it will only mount up.
Very true

kelloggs36

Don't forget that the allowances change every year in line with income support, so the maintenance requirement will have risen. IN addition, he may have been paying much less than the maintenance requirement for 2 children - even with 1 child gone if he wasn't paying the full rate, then he will still pay the same. What extra is he paying?

Jaydee36

Originally Posted by 73bugz
Hi Jaydee36

If he is paying board to his parents and on CSA1 then this will not be taken into account and he will be assesed on his full income.
Probably correct but i am not sure

Tell him to see if he can "rent a room from a mate" or something, buy a rent book from the post office and fill it in every month. Nothing says he has to live there all the time, as long as he pays him rent.
Dont know if you have heard of the rent a room scheme?
Here is a link. http://www.hmrc.gov.uk/individuals/t...m-scheme.shtml.
You are correct in stating that he doesn't have to live there full time, after all we live in a free country (supposedly), but it does have to be his main address.
He would actually have to pay any rent as and when it becomes due.

And possibly have to pay council tax from this address although this should be allowed by the CSA
Is it possible to rent a room of a relative?

His best bet is to stop doing any overtime.
By the sound of it overtime has finished for the time being.
Yes apparently company is in a bit of difficulty

The CSA will take these payments into consideration and even if he hasn't worked any overtime one particular month, he will still be expected to stump up for it.
Not too sure about this point...others on here will advise further

If he's assessed on high overtime payslips, then yes, he will still have to pay the higher amount even if all overtime stops. The only way around this is to ask for a reassessment based on 2 monthly payslips that show little or no overtime.
He is paid weekly so I think it is suppose to be 6 payslips unsure

Working self employed is best, you'll be surprised the number of company directors out there who do this, earn mega bucks and yet are unable to prove their earnings.
I have very recently learned on these forums that if a person is self employed and they earn less than £100.00 per week then they would receive a £5.00 per week assessment from the csa

Best bet is to go cash in hand if he can.
Illegal and not recommended

Don't even bother asking the CSA to move you onto CSA2, they won't. The only way they will, is if the childrens mother wishes to close the case, then it gets re-opened. Or if another party opens a new case up against him. You may get moved, if the parent with care actually becomes worst off under CSA1, then i'm sure that he will be moved over.
Unsure about all of this..others on here will advise further

You will not be automatically moved over if the PWC becomes worse off. Only, as stated earlier, if the PWC closes old case & opens up a new one after 13 weeks or another case is opened up against you & even then, the original case will, I believe, be subject to phasing.

I've been on CSA1 for many years now and each month i pay alot more money than i should but you have to learn to live with it. Keep up the payments and try not to fall behind. I did and i lost almost everything. The debt stays with you and it will only mount up.
Very true

Don't forget that the allowances change every year in line with income support, so the maintenance requirement will have risen. IN addition, he may have been paying much less than the maintenance requirement for 2 children - even with 1 child gone if he wasn't paying the full rate, then he will still pay the same. What extra is he paying
It has only gone up £2 week which is nothing but when you are expecting it to reduce by about a third it was a shock. He was stuggle to meet current amount.

Many thanks for everyones help!

pd001

Jaydee36 wrote: »

Originally Posted by 73bugz
Hi Jaydee36

If he is paying board to his parents and on CSA1 then this will not be taken into account and he will be assesed on his full income.
Probably correct but i am not sure

Tell him to see if he can "rent a room from a mate" or something, buy a rent book from the post office and fill it in every month. Nothing says he has to live there all the time, as long as he pays him rent.
Dont know if you have heard of the rent a room scheme?
Here is a link. http://www.hmrc.gov.uk/individuals/t...m-scheme.shtml.
You are correct in stating that he doesn't have to live there full time, after all we live in a free country (supposedly), but it does have to be his main address.
He would actually have to pay any rent as and when it becomes due.

And possibly have to pay council tax from this address although this should be allowed by the CSA


His best bet is to stop doing any overtime.
By the sound of it overtime has finished for the time being.
Yes apparently company is in a bit of difficulty

The CSA will take these payments into consideration and even if he hasn't worked any overtime one particular month, he will still be expected to stump up for it.
Not too sure about this point...others on here will advise further

If he's assessed on high overtime payslips, then yes, he will still have to pay the higher amount even if all overtime stops. The only way around this is to ask for a reassessment based on 2 monthly payslips that show little or no overtime.
He is paid weekly so I think it is suppose to be 6 payslips unsure

Working self employed is best, you'll be surprised the number of company directors out there who do this, earn mega bucks and yet are unable to prove their earnings.
I have very recently learned on these forums that if a person is self employed and they earn less than £100.00 per week then they would receive a £5.00 per week assessment from the csa

Best bet is to go cash in hand if he can.
Illegal and not recommended

Don't even bother asking the CSA to move you onto CSA2, they won't. The only way they will, is if the childrens mother wishes to close the case, then it gets re-opened. Or if another party opens a new case up against him. You may get moved, if the parent with care actually becomes worst off under CSA1, then i'm sure that he will be moved over.
Unsure about all of this..others on here will advise further

You will not be automatically moved over if the PWC becomes worse off. Only, as stated earlier, if the PWC closes old case & opens up a new one after 13 weeks or another case is opened up against you & even then, the original case will, I believe, be subject to phasing.

I've been on CSA1 for many years now and each month i pay alot more money than i should but you have to learn to live with it. Keep up the payments and try not to fall behind. I did and i lost almost everything. The debt stays with you and it will only mount up.
Very true

Don't forget that the allowances change every year in line with income support, so the maintenance requirement will have risen. IN addition, he may have been paying much less than the maintenance requirement for 2 children - even with 1 child gone if he wasn't paying the full rate, then he will still pay the same. What extra is he paying
It has only gone up £2 week which is nothing but when you are expecting it to reduce by about a third it was a shock. He was stuggle to meet current amount.

Many thanks for everyones help!

Ok, I wont reply directly under your questions (which I can see are in green) as its gonna get a bit complicated. I will copy and paste your questions below and try my best to answer them accordingly.

Is it possible to rent a room of a relative?
Yes of course it is. Just make sure that you are able to prove (on paper) that everything is above board and being done correctly. By that I mean have a rentbook etc.
I am not too sure about being on the council tax register, however speaking from a personal point of view, I am not on the register.
When I lost my home (because the csa incorrectly took more that 40% of my net take home pay for about 8 months meaning I could not afford to pay rent and got asked to leave) I ended up living up in my car for a while.
As things stand now, I am not living in my car but I stay with friends and family and move round quite a bit.
As the csa have a deo on my wages I am legally obliged to ensure that I have an address at which they can contact me.
I have therefore provided them with such an address but it is not where I live. However it is where I can be contacted.
I also use that address for the only other official document I may need to produce which is my driving licence.
So as I have said before we live in a free country (cough) and as such you can more or less live where you want to.

He is paid weekly so I think it is suppose to be 6 payslips unsure.
As we have stated in posts above we have gathered that overtime has been cancelled so when he produces his payslips make sure that there is no overtime on them

It has only gone up £2 week which is nothing but when you are expecting it to reduce by about a third it was a shock. He was stuggle to meet current amount.
Speedster, maybe this one is for you??

HTH

kelloggs36

Renting from a relative is dodgy - it would have to be completely independent ie relative not living there also.

Effective date is the important date - so if you have already requested a change of circs review, then if he has done OT in those 5 consecutive weeks it will still be counted. You would have to wait until after all OT stops, then request the change.

PM me with details and I will see why it hasn't reduced.

Jaydee36

Hi Kelloggs36

He has found his last review and has discovered a couple of things different, his pay is only £9 more and travel is missing (he lives 50miles away, in a straight line). He has notified them and they are also willing to take into account council tax payments

kelloggs36 wrote: »

Don't forget that the allowances change every year in line with income support, so the maintenance requirement will have risen. IN addition, he may have been paying much less than the maintenance requirement for 2 children - even with 1 child gone if he wasn't paying the full rate, then he will still pay the same. What extra is he paying?

What are these rates?

I will speak to BF regarding PMing details

When I lost my home (because the csa incorrectly took more that 40% of my net take home pay for about 8 months meaning I could not afford to pay rent and got asked to leave) I ended up living up in my car for a while.
As things stand now, I am not living in my car but I stay with friends and family and move round quite a bit.
As the csa have a deo on my wages I am legally obliged to ensure that I have an address at which they can contact me.
I have therefore provided them with such an address but it is not where I live. However it is where I can be contacted.
I also use that address for the only other official document I may need to produce which is my driving licence.
So as I have said before we live in a free country (cough) and as such you can more or less live where you want to.
Hi pd001 - that is horrible - I hope you get sorted - my BF said he would of been in the same situation if it hadn't been for his mam. It's good you have such supportive friends and family.

kelloggs36

Personal rates for individual = £64.30, child rates £58.11, Family premium £17 per week.

pd001

Jaydee36 wrote: »

Hi pd001 - that is horrible - I hope you get sorted - my BF said he would of been in the same situation if it hadn't been for his mam. It's good you have such supportive friends and family.

Thanks,
It was crap at the time but all is just about ok now.

Blob

The other thing to remember is that the carers allowence drops as they get older, and will they change it not unless you get really upset with them!