Old System CSA, BF needs help.

Jaydee36

My BF asked to be reassed as he has 2 children with his ex and 1 has left education and started work. He has just got his reply from CSA and they have actual put his payments up. No other circumstances have changed (very little pay rise, same job, same travelling and living at home). Can this be right?

He worked out it is 25% of his wage which he would have to have 3 kids on the new system.

Any help will be much appreciated.

speedster

are there any arrears?

either that or they've made a boo boo somewhere along the line.

not that they go wrong......... MUCH! :rotfl:

speedster

also, is he PAYE and was there any overtime included on the assessment figure?

Jaydee36

Definitely no arrears and he only put in two pay slips with no overtime as there is a stop on it. ??

Blob

Remember under the old system I think it is 30% that they take, and there is no adjustment for the number of children.

Donedoingdebt

It sounds as though he may be on old CS1 rules given the age of the children. This is a much more complicated formula than the straight percentage of his salary that is the CS2 system.

It is not uncommon for child support payments to rise on the old system, even though payment is only for 1 child instead of 2.

He should make sure the CSA have his latest mortgage/rent details & up to date council tax payment details, plus any payments he may be making into a pension.

If by "living at home" you mean with parents, then I guess he's not paying official rent and/or council tax payments & this is probably why he's received a higher assessment figure.

Jaydee36

Donedoingdebt wrote: »

It sounds as though he may be on old CS1 rules given the age of the children. This is a much more complicated formula than the straight percentage of his salary that is the CS2 system.

It is not uncommon for child support payments to rise on the old system, even though payment is only for 1 child instead of 2.

He should make sure the CSA have his latest mortgage/rent details & up to date council tax payment details, plus any payments he may be making into a pension.

If by "living at home" you mean with parents, then I guess he's not paying official rent and/or council tax payments & this is probably why he's received a higher assessment figure.

Many thanks donedoingdebt. He did have his own house about 6 years ago and when he was reassed it made no difference to his payments. I think it is far too complicated. He could no longer keep up his house because of the high payments (he did get reassed when he moved back home).

Jaydee36

Can you claim board as he can't be expected to stay for free? and he does pay council tax as his mums a pension so would be on a much reduced rate.

Donedoingdebt

Jaydee36 wrote: »

Can you claim board as he can't be expected to stay for free? and he does pay council tax as his mums a pension so would be on a much reduced rate.

I'm not sure that you can claim board, although he may as well try as he has nothing to lose. The only council tax he would be given an allowance for is anything in his name, although strangely, the CSA do not ask for proof of council tax payments.

Jaydee36

It is such a crazy system, who on earth through that up!! Many thanks for your help. He is appealing so will let him know, there is no harm in trying.

73bugz

Hi Jaydee36

If he is paying board to his parents and on CSA1 then this will not be taken into account and he will be assesed on his full income. Tell him to see if he can "rent a room from a mate" or something, buy a rent book from the post office and fill it in every month. Nothing says he has to live there all the time, as long as he pays him rent.

His best bet is to stop doing any overtime. The CSA will take these payments into consideration and even if he hasn't worked any overtime one particular month, he will still be expected to stump up for it.

Working self employed is best, you'll be surprised the number of company directors out there who do this, earn mega bucks and yet are unable to prove their earnings. Best bet is to go cash in hand if he can.

Don't even bother asking the CSA to move you onto CSA2, they won't. The only way they will, is if the childrens mother wishes to close the case, then it gets re-opened. Or if another party opens a new case up against him. You may get moved, if the parent with care actually becomes worst off under CSA1, then i'm sure that he will be moved over.

I've been on CSA1 for many years now and each month i pay alot more money than i should but you have to learn to live with it. Keep up the payments and try not to fall behind. I did and i lost almost everything. The debt stays with you and it will only mount up.

Best of luck