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Financial Housekeeping

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Comments

  • I've got one of those files! They are just the best aren't they! :j (I can't believe I'm genuinely excited over a cardboard folder :o :rotfl: )

    I borrowed mine from work! Proper MSE style! ;)

    I've got them!!!:j

    And I have some lever arch ringbindery things that I borrowed from work too!
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    two lever arch files with bank statements going back to the year dot. Think I'll leave them to the grandkids in 50 years time!
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • Hey Christmas gal!!!
    jessicamb wrote:
    two lever arch files with bank statements going back to the year dot. Think I'll leave them to the grandkids in 50 years time!

    What a fantastic idea!!! And along with an ugly vase of course!!:rotfl:
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hey Christmas gal!!!



    What a fantastic idea!!! And along with an ugly vase of course!!:rotfl:

    Definitely the vase - though found out yesterday my grandma is leaving all the particularly hideous pieces of jewellry when she goes. Worse than any old vase that at least you can (accidentally) break.
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • homersimpson_3
    homersimpson_3 Posts: 1,249 Forumite
    Not only bank statements, and bills, but things like P45's or whatever it is you get at the end of each financial year?
    P45 is statement of tax & earnings when you leave work. P60- annual/yearly statement of pay, and other outgoings (e.g. pensions etc) and tax - received in april.
    Every so often I just tend to shred all credit card statements and stuff so I only have the last 12 months or so. But how long should I keep all the tax type forms?
    well done shredding paperwork - if you recycle it even better ;) they should be kept for at least 6 years.
  • Chrismojam
    Chrismojam Posts: 821 Forumite
    I tend to keep my stuff for the last 7 tax years...probably a bit OTT (accountancy has alot to answer for!!), but I am getting better!!

    Up until a last year, I still had all of my YTS 'payslips'....£35.00 per week:eek: going back to about 15 years ago!!! And all of my mum's old bills.....some going back to the 1980's!!.......God only knows why I still had them.....not wanting to keep them for any reason, more so not opening boxes etc when moving to check what was in there!

    Each year I get the oldest year and shred em.....
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    A hoarder here...receipts for large items, statements, bills, payslips, etc, since the year dot. All neatly organised in 8 lever arch files with an A-Z divider system, including all paperwork for 4 house purchases/sales :eek:

    Even have the same system for DS!! Well, he has a birth cert, savings statements, nursery and school paperwork, receipts for large items!

    Oldest receipt is probably for the racing bike that kicked off my "must buy when I see it" compulsion....from 1981!

    I can feel a "sort and shred" day coming on :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • amosworks
    amosworks Posts: 1,831 Forumite
    I'm archiving for about 2 decades before destroying most things, but that will be after digitisation of anything that may be relevant or useful in the future.
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