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Those who got their charges back ?

John_G66
John_G66 Posts: 347 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Reclaim bank & credit card charges
I take it that the banks can't come back now with their greedy maulers, and make some kind of claim for the money that was paid out ? in my case over two years ago.

Comments

  • onlypaddy
    onlypaddy Posts: 991 Forumite
    Debt-free and Proud!
    nope, it would have been worded as a 'goodwill gesture' i imagine so they cant ask for it back
    Debts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;
    Debts as of May 28th 2011:
    Santander CC: £0.00
    Lloyds OD : £0.00
    DFW Nerd #1247 - Proudly dealt with my Debts :D Olympic 2012 Challenge #12
  • Former_MSE_Dan
    Former_MSE_Dan Posts: 1,592 Forumite
    1,000 Posts Combo Breaker
    quite right onlypaddy, they paid it as 'goodwill gesture' so can't be clawed back
    Former MSE team member
  • mazzybaby33
    mazzybaby33 Posts: 46 Forumite
    MSE_Dan wrote: »
    quite right onlypaddy, they paid it as 'goodwill gesture' so can't be clawed back


    I hope this is right My son is worried as he got £14,234 from RBS in 2007

    He thinks it said it was paid as " a goodwill gesture" but has lost the letter He no longer banks with RBS
  • Obi167
    Obi167 Posts: 290 Forumite
    If they ask for it back - say your doing a test case on it and it;ll take 3 years!
  • Tozer
    Tozer Posts: 3,518 Forumite
    Even if it wasn't a goodwill gesture, they would not be able to recover it. Some were by default judgement - would now be too late (and costly) to apply to set aside.

    Others were by settlement.
  • rockinrob
    rockinrob Posts: 35 Forumite
    Part of the Furniture Combo Breaker
    Obi167 wrote: »
    If they ask for it back - say your doing a test case on it and it;ll take 3 years!


    LOL

    :beer::rotfl:
  • wherediditallgothen
    wherediditallgothen Posts: 1,520 Forumite
    How will this affect their attitude to my account now?

    I still have a small o/d which I'm working to get shot of. Could they cancel it? Would they?

    Having not long got out of the doodoo,(well I'm nearly there anyway) I'm anxious to avoid slipping back into it again.
    Set your goals high, and don't stop till you get there.
    Bo Jackson
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