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RBS Change to Terms and Conditions

Just got an email to tell me of changes to terms and conditions of my RBS account, including fees:


Main terms being changed in our Fees Leaflets
Summary of change

Section 3
(Services you can receive without separate charge)

This section has been amended to advise you that there are some cash machines (ATMs) in the UK and abroad where the owner of the cash machine may charge a fee for transactions using your debit card.

Section 7
(Arranged Overdrafts, Unarranged Overdrafts, Unpaid Items and Enforcement Charges)

The Maintenance Charge has been reduced from £28 to £20.

Section 7
(Arranged Overdrafts, Unarranged Overdrafts, Unpaid Items and Enforcement Charges)

A Paid Referral Fee will only be payable if the level of the unarranged borrowing on a particular day is £15 or more.

Section 7
(Arranged Overdrafts, Unarranged Overdrafts, Unpaid Items and Enforcement Charges)

The Paid Referral Fee has been reduced from £30 to £15.

Section 7
(Arranged Overdrafts, Unarranged Overdrafts, Unpaid Items and Enforcement Charges)

The Guaranteed Card Payment Fee has been reduced from £35 to £15.

The maximum amount of this fee we will charge has been reduced from £105 per day to £90 in any charging period.

Section 7
(Arranged Overdrafts, Unarranged Overdrafts, Unpaid Items and Enforcement Charges)

The Unpaid Item Fee has been reduced from £38 to £5.

The maximum amount of this fee we will charge has been reduced from £114 per day to £50 in any charging period.


Bought is to buy. Brought is to bring.

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