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Aktiv Kapital - out of the blue who are they?!
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Hi, not sure if I've got the right thread.
Recieved a letter from 'aktiv kapital' a couple of months ago claiming I owed £330. I stupidly rang them, believing they were refering to my credit card, as soon as I realised it was an old debt (from 2000) I told them I would get back to them, and hung up.
Rang them again and told them I did not aknowledge the debt and left it there.
They've been ringing me everyday since (2-3 times a day). Today I answered a call and told them it is a statute barred debt and to leave me alone, but the man I spoke to kept on at me and I unfortunately got upset and explained that I have bi-polar and have drug and alcohol problems.
When he started asking about my 'case worker' I stupidly mentioned the mental health unit I attend (not the name of my 'case worker'). I couldn't believe it when I could hear him typing it in.
I cannot believe what these people are prepared to do. I only have limited control of my own finances and if they were to contact my social worker, it could have have a greater affect on my financial independence.
Manic at the moment, so I apologise for the rambling. If this makes sense would appreciate a solution.
Do not worry, if you feel like getting your own back, file a complaint. They knew you were vulnerable but continued to harass and pressure you for information - http://www.oft.gov.uk/advice_and_resources/resource_base/legal/cca/debt-collection
Just send them the template letter, statute barred - http://forums.moneysavingexpert.com/showthread.html?p=11571227#post11571227Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
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