What funds are you in, and why?

mr_fishbulb

sabretoothtigger wrote: »

This is a bit vague so I guess I would mention water and infrastructure. You cant have a developing or emerging economy without water people can live off.

Been thinking of those for a while. I've got quite a lot of infrastructure already.

How do you expose yourself (snigger) to water? I've been looking at a couple of climate change funds which do Water Treatment, Waste Management and Renewable Energy.

Or there are ETFs such as LWAT

Gwhiz

Just as a matter of interest for you guys with a varied portfolio (read lots of different investments) do you manage these yourself or have an IFA do the work?

I ask as I need to re-visit my own portfolio and just not sure if I have the time, or inclination to do it myself and use a manager, or whether I really do need to take an active management. Obviously no one looks after your wealth like you do...but there are other thing to be doing in life!

Jonbvn

Gwhiz wrote: »

Just as a matter of interest for you guys with a varied portfolio (read lots of different investments) do you manage these yourself or have an IFA do the work?

I ask as I need to re-visit my own portfolio and just not sure if I have the time, or inclination to do it myself and use a manager, or whether I really do need to take an active management. Obviously no one looks after your wealth like you do...but there are other thing to be doing in life!

If you wanted full discretionary management, then you would need a portfolio of at least 100k IIRC.

bendix

I look after mine myself. I monitor it on a regular basis, but I don't see that as a chore because investment markets interest me. I recently went through a small rebalancing process - all i did was cash in some profits I had made on two funds in particular. The profits are still in cash, until I decide how to reallocate that money.

I don't worry too much about the fine details. One emerging market fund is pretty much the same as any other in the same way as any UK defensive fund is likely to include the same weightings of pretty much the same stocks - GSK, Vodafone, BAT etc.

Gwhiz

Jonbvn wrote: »

If you wanted full discretionary management, then you would need a portfolio of at least 100k IIRC.

Understand that... my question still stands. Is it worth going down that route or am I better off taking an active management role myself? I guess I'm basically trying to work out if I should put time aside to understand all the options and make informed decisions myself or let an "expert" do it for me. Others experiences would be insightful.

mr_fishbulb

Gwhiz wrote: »

Understand that... my question still stands. Is it worth going down that route or am I better off taking an active management role myself? I guess I'm basically trying to work out if I should put time aside to understand all the options and make informed decisions myself or let an "expert" do it for me. Others experiences would be insightful.

There is no one-size-fits-all answer. It depends on a lot of things such as:
How interesting you find researching,
How much you value your time,
How much spare time you have,
etc.

But even if you do decide to go the full autonomous management route, you should still know the basics so you know what they are talking about.

ulysses76

Following in S&S Isa: New Star Global Financials
Invesco Perp Hong Kong & China
Jupiter Emerg.European Opps
Allianz Bric Stars
Following in Sipp: Baring Korea
Neptune Russia & Greater Russia
Neptune Global Equity
Invesco Perp. Latin America
JPM Nat Resources

Haven't done well over the past year or two, but hopefully they will pick up over the next 15-20 years.
Got a letter from HL recommending changing from New Star Global Financials as Guy De Blonay has left.Is it worth moving or should I just stay put meantime?

bendix

ulysses76 wrote: »

Following in S&S Isa: New Star Global Financials
Invesco Perp Hong Kong & China
Jupiter Emerg.European Opps
Allianz Bric Stars
Following in Sipp: Baring Korea
Neptune Russia & Greater Russia
Neptune Global Equity
Invesco Perp. Latin America
JPM Nat Resources

My God . . Take on some risk, why don't you?

ulysses76

bendix wrote: »

My God . . Take on some risk, why don't you?

The Sipp was a personal pension which I froze after joining my Company's Final Salary Pension scheme nearly 15 years ago.I just thought what the hell!
Just hope my Company retain the Final Salary scheme!:j

rictus123

About bendixs post, im very keen on getting into shares,the markets changing and researching them really intrests me i just dont know where to start and what sites to use?

scrooge_mcduck wrote: »

I had around 1k sitting in an old cash ISA earning roughly zilch, so looked around for a general UK equity fund to put it in.

Finally decided on Axa Framlington UK Select Opps with an H-L Vantage ISA. Can be quite volatile on a daily basis, sometimes plus or minus nearly £30, but overall I'm up around 3% since September so quite happy so far.

Also drip feeding £50 per month into Aberdeen Emerging Markets.

Sadly thats all I can afford at the moment.

£50 a month, sorry im not being cheeky or cocky but iv been lead to believe no point getting involved in shares unless talking thousands? How much do you think id need to get involved and get some shares under my belt?