Lloyds credit card - Advice Please

vodkaqueen75

Hi, hope someone can shed some light for me,

3 weeks ago i got my first credit card with lloyds its a visa one, i have a current account there and a visa debit card also, i check internet banking everyday and this morning i was suprised to see another credit card account had been added to it, i called lloyds to enquire and they said, yes this is a master card and is on its way to you now.

well, im not complaining but im wondering why on earth they are sending me a mastercard one aswell as i havent applied for it, is it normal to send a visa and a mastercard within 3 weeks?

thanks in advance

Decadent_Fool

You sure the first one wasn't just a cheque guarantee card ?

Otherwise, I would call them again and ask why there's another, particularly as you haven't applied - there may be a security issue.

vodkaqueen75

hi thanks no wasnt a debit card defo a credit card with a limit of a grand - same as the master card

devilgirls1

i got my lloyds visa about 4 months ago and they didn't send any mastercard.. might be best if you check with them again and see why a mastercard is being sent out.

jonesMUFCforever

This is an old trick used by ex-tsb staff.
They always used to sell you a visa and mastercard - one to be used as your main card the other as a backup -yeah right!

vodkaqueen75

well im not gonna complain, i dont mind having the other one although it will not be kept in my purse it will be tucked away somewhere safe incase of emergencies!

Decadent_Fool

I was only concerned that maybe there was some identity theft going on ?

Sorry to sound like the profit of doom

a&akay

If you have an Accucard or More Than it may be these. I have both. More Than balance was transfered to Lloyds TSB Platignum on 6 Jun but not had card yet. Accucard is still showing on the old site but won't permit transactions. I am awaiting Cashback from both. Despite Lloyds being a new card I have not had before they won't allow 0% for 9 months with 2% fees. I asked them this morning. Once the Cashback shows, I will close the account, along with many others I suspect. There are still accounts offering good Cashback out there.

Astaroth

Natwest used to do a single credit card account for which you received both a mastercard and visa card.... the idea was that if a company didnt accept one then you always had the other (in terms of card type rather than available funds etc as they were linked to the same account) but shortly after I got them they cut it down to a single card as almost everywhere accepted both or no credit cards at all.