How can people be so pessimistic all the time?

SingleSue

Afriend wrote: »

I've lived in both the poorest (when I was young) and wealthiest (now) areas of the country, and have seen both sides.

I've done the opposite! Wealthiest when young and poorest in my later years.

chucknorris

Afriend wrote: »

How would you explain the differential in crime rates between wealthy and poor areas?
Just asking old chap.

I've lived in both the poorest (when I was young) and wealthiest (now) areas of the country, and have seen both sides.

Well let me start by saying I too started off in very humble conditions although I am quite comfortable now.

I'm no expert but I will give you my opinion (rather than stating it as a fact). I would say that we all have the potential to be dishonest and our life experiences will certainly be a factor in whether someone turns out that way or not. I am not saying people from poorer areas are more dishonest, I am saying that I believe that more triggers have been set off influencing such behavour, for example:

Boredom, less to do for adolescents in poorer areas
Desperation
Jealousy
Frustration
Mixing more with others with all/part of the above

lostinrates

I think having hings to do, but also the ability to develop hobbies and learn to pursue them independantly is....lacking...in many cases.....

When very young my firends and I could have fun for hours just pretending....in a way that go uncool at a much younger age for my nieces.

I also think its very tough for kids at the sort of age when they are discobvering independanc ein UK, with fears about them going out alone etc. People often seem scared to let 14 year olds use trains alone, and yet, in two years these kids can live alone. I think the problem, s so many things, comes back to wider society. We're too scared to tick kids we don't know off in public because of any backlash (from kids, or from other people for coming down heavy). I also think a lot of the time we're more scared to help.

That we need volunteer parents to have police checks ios perhaps indicative of the sort of mood I think is limiting (though not the police checs themselves, e.g. I wouldn't mind having one, but if I don't have one now they are becoming more manadotry do you help a child lost to a security guard, or do you just point from a distance?for example.).

In trying to set safe rules for every circumstance, we've limited our natural responce and options: this inevitably impacts on kids. I learned so much from various neighbours and nice adults over the years, just casually..if formal arrangements and checks had been needed I think those oppertunities, which might seem small and fleeting but have certainy piqued curiosity ove rthings that changed path of life and interests just wouldn't have happened.

SingleSue

Agree with your point re 14 year olds and trains....at 11 I was jumping on and off trains to go up to London, I would have had heart failure if my eldest had suggested doing that at the same age.

Mind you, eldest is very independent and is able to get on and off trains, use buses, budget for travel and leisure and generally lead his own life...not bad for a just 16 year old.

Cannon_Fodder

chucky wrote: »

it's because some have failed miserably and others have done well out of these situations... :rolleyes:

for example there are those that purchased at the peak in the last 90s crash and sold shortly after and making a loss on that on a purchase - those are scars many will keep for a lifetime. it will stop them buying again because they are scared and scared of making another financial mistake... is that not right cannon fodder :money:

to these 'doomers' schadenfreude kicks in each and every time - they are desperation personified.... :T

Wookster

To answer your question with a question Hamish, how can someone think an asset price that is already expensive will go on rising forever more?

the_ash_and_the_oak

because its what a debt-based financial system is based on?

ThrowingStonesAtYou

Afriend wrote: »

I have been carrying out an in depth study into house prices, it's taken many years, I've reached the following conclusion:
House prices sometimes go up, sometimes go down, mostly they go up.

Same applies to most things, as generally the value of money falls over time.

LydiaJ

Afriend wrote: »

I have been carrying out an in depth study into house prices, it's taken many years, I've reached the following conclusion:
House prices sometimes go up, sometimes go down, mostly they go up.

ThrowingStonesAtYou wrote: »

Same applies to most things, as generally the value of money falls over time.

There seems to be a perpetual confusion between the idea that house prices always go up over the long term (which is true by hardly means anything because everything goes up as the value of money goes down) and the idea that houses must be a good investment (which is only true if they go up by more than inflation of other things in general).

House prices relative to earnings sometimes go up and sometimes go down. I don't know what they are going to do next.

neverdespairgirl

ThrowingStonesAtYou wrote: »

I don't have a problem with inheritance as such, but I do have a problem when inheritance forms a large proportion of the income somebody will ever see in their life.

Where there's a will, there's a relative.....

Inheriting sucks, because people have to die first. My OH's parents both died when he was 26, and his brother was 19. So they inherited a fair bit. It was not worth a rat's !!!! in comparison to what they lost.