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Car listed as stolen/recovered can i claim compensation?
Basically house broken into and car keys taken and my car stolen, raced about then dumped. Minor scratches, new locks needed as they kept keys and personnel items stolen and clutch burnt-out!
Now insurance is dealing with all this and car is only 6 months old.
Now i have been told the car will be recorded as stolen/recovered if any future buyers purchase it and do a HPI check.
Now when i come to sell it i will be out of pocket as this will effect it's value.
Question is can i claim for this loss or do i just have to put up with it?
Advice appreciated.
Now insurance is dealing with all this and car is only 6 months old.
Now i have been told the car will be recorded as stolen/recovered if any future buyers purchase it and do a HPI check.
Now when i come to sell it i will be out of pocket as this will effect it's value.
Question is can i claim for this loss or do i just have to put up with it?
Advice appreciated.
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Comments
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You will have already claimed for the loss if you have had the car repaired on the insurance.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Chippy_Minton wrote: »You will have already claimed for the loss if you have had the car repaired on the insurance.
What i am saying is my car is worth even less now as it as recovered/stolen is recorded on it when it is HPI checked.0 -
Motor Insurance generally excludes "Consequential" losses such as the subsequent devalue of your car.
As Chippy has advised you have already claimed for the physical damage to your motor which is what your policy covers0 -
What i am saying is my car is worth even less now as it as recovered/stolen is recorded on it when it is HPI checked.
Is it recorded at a Cat C or D?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Not everybody HPI checks a car.0
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Why is the car classed as recovered stolen? Did you buy it back from the insurer? If so, then you've already been compensated."Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100
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