Julian Hodge Bank

melbury

Mikeyorks wrote: »

I remember telling you - several times - to stop fretting! And ignore the doom merchants on the thread. So I thought you had decided to let it continue. Had I realised you had cashed it in early (what was your 'emergency' !!) ....... I wouldn't have joked about it:o

The 7.05% was nice though - particularly as they CHAPS'ed it through the day before it matured! Possibly an apology for the worry?

I know I was a complete idiot, but I worry for England:D

Everyone, including my husband, said not to be so stupid and that all would be well and of course it was, so it serves me right losing out on a lump of interest.

Certainly no accounts around now paying those figures

melbury

savetilibleed wrote: »

Now down to 3.55% for the one year bond and 3.70% for the 2 year
see http://www.julianhodgebank.com/personal/rates/savings_rates.asp#CMB

Typical, I posted off my application form and cheque on Wednesday, so I wonder what rate they will pay me?

I can't see on the site when that new rate is applicable from.

D1zzy

melbury wrote: »

Typical, I posted off my application form and cheque on Wednesday, so I wonder what rate they will pay me?

I can't see on the site when that new rate is applicable from.

Last time they pulled a rate, they honoured it for a month if you had already downloaded the form.

Mikeyorks

melbury wrote: »

I know I was a complete idiot, but I worry for England:D

That should read ..... 'worry for Ireland'! To be fair there was an overpowering sense of doom on that lengthy thread .. with few exceptions. It does tend to overly influence people?

melbury wrote:

Certainly no accounts around now paying those figures

No cash accounts. So it's worth considering putting some money into Funds? My Anglo Irish proceeds are sitting in a Halifax 5.2% account that matures tomorrow. Having scratched around most of the day - I've given up on cash and most of it will join funds that have averaged close to 30% growth over the past 6 months. But they will be more conservative Funds as I need to treat this chunk of money as though it's cash ... but I would still hope to make close to 10%pa for the rest of this year. And that will be tax free, as it will be within my annual CGT allowance.
Worth a thought as, outside an ISA, you can always revert the funds back to cash if interest rates start to perk up.