Dreamys on a mission!!!

dreamywings1

Dee day today, I woke up this morning and put on my patch, not too bad yet but must keep myself busy. No spend day today hopefully as I dont plan on venturing out of the house.

dreamywings1

Starting this diary over again as last year I failed miserable in quite afew areas of my life. Like everything else I started with good intentions but after afew months I failed miserably. So after giving myself a massive boot up the backside heres my list of this years things to do (in no particular order as of yet)

1. Prioritise my debts and try to snowball
2. Sort out pile of bills
3. Get the clutter shifted from my life
4. Organise my home
5. Try to keep on top of washing/ironing
6. Keep on top of housework
7. Quit the ciggys (again!)
8. Save loose change
9. Keep a spending diary
10. No take aways coz i couldnt be bothered to cook
11. Try to meal plan (and stick to it!!!)
12. Live within my means!
13. Start divorce proceedings
14. Do more with the kids
    

I also need to learn how to say no to my children, sounds bizaare I know but they get more or less everything they ask for (within reason)I dont know why I do this, I think I feel quilty that me and their dad split up which made them unhappy so I spoilt them the only way I knew how. Its going to be difficult but its something I need to do.

Anyway ive waffled enough, this diary is just going to contain random posts of what ive been up to, what chores ive done, if any debts have been paid, favourite recipies and probably meal plans.

dreamywings1

I know this should really go on the flylady thread but I cant keep up with it, so this is my own reminder of what needs to be done. Im not planning on doing everything Rome wasnt built in a day and my clutter wont disappear overnight anyway here goes:-

Manic Monday ~ Kitchen & Dining Room
Level One
Declutter worksurfaces
Sweep and mop floors
Level Two
Wipe worksurfaces and see if you can do those small appliances on the way round
Wipe fronts of units and large appliances
Defrost and clean out the freezer
Level Three
Clean out the fridge
Wipe the hob and oven
Clean the table and replace cloth if needed



Tuesday ~ Bathroom and study.. DONE
Level One
Declutter floors
Clean bath, loo, shower.. etc etc.. you get the idea..
Level Two
Mop/vacuum floors
Wipe the desk keyboard monitor etc..
Pull out the desk and clean under and behind..
15 minutes filing
Level Three
Clean doors
Empty and wash out bins
Clean radiators/fires in these rooms



Wednesday ~ Master Bedroom and landing DONE
Level One
Declutter floor and floordrobe
[STRIKE]Strip wash and replace bedding[/STRIKE]
Level Two
Vacuum Floors
Dust and Deweb
Binbag dance
Level Three
Tidy the linen cupboard
Wipe down the paintwork
Tidy away and shoes or books that are strewn about



Thursday ~ Living room, hall and stairs DONE
Level One
Declutter and degrot the floors
Vacuum/mop floor
Level Two
Dust and deweb
Wipe all the paintwork in the hall and stairs
Wipe the sofas
Level Three
Check smoke alarms..
Clear and wipe the table/mantel/etc and put back only what should be there.
Check oil/coal stores and prices for those who need them for their winter heating.
Sort coats, shoes and bags into their proper places.. are any outgrown? need replacing?



Friday ~ Childrens/Spare room or substitute for a neglected room
Level One
Declutter floor
Strip bedding.. washed and replaced!
Level Two
Vacuum floor
Sort a box of toys or junk
Rehome/bin 5 items
Level three
Dust, deweb and wipe away sticky grots
Straighten the shelves.. replace all the stuff thtat shouldn't be there
Tidy the clothes cupboards

dreamywings1

will keep editing last post as I go along.
I really need to get some washing on, so sitting here on this and on facebook really isnt part of the master plan.

My list of things to do today are
Bedroom
washing/drying
make sausage casserole
Try to have a no spend day
Sort out bills and prioritise
Phone CSA and see whats happening

pixiechick99

Hi there.....I could have written that same list for the year:rotfl:
Some I already do....meal planning is the way to go, I love it:p
I am a single mum of 2 girls, 12 and 10....my ex has just started divorce proceedings...as of yesterday:beer: We've been separated nearly 3 years, he's a big waste of space so can't wait to be rid - I just wasn't paying, now he's doing it!

My spending is great at the moment as I'm signed off work for 2 weeks (have Crohn's disease which is playing me up, waiting for appt to have an op)...so not been going out, all I've spent is on the Tesco shop. The snow helps too....really happy to stay in the house:o

Anyway...good luck with it all, I'll be reading as you go:D

dreamywings1

Hi Millyscarlett

thanks for your reply. Good luck with your Op hope you get an appointment soon, great on the No spends too x

Im just keeping this diary so I can give myself something to focus on as I always seem to be busy doing....well nothing in particular if you know what i mean.
Im off work this week so need to get stuck in but as of yet ive been pretty useless although I have degrotted the lounge and sorted out all the cupboards, washed the soft furnishings and mopped the floor, done both bathrooms and hall/stairs/landing, ive stripped my bed and thats in the washer as we speak, made sausage casserole for dinner tonight (slow cooker so bung it in and leave it to do its thing) so suppose its a start. but still have mountains and mountains of washing/drying/ironing to do i do desperatley need to get a grip and get on top of it

dreamywings1

Today I need to concentrate on the kitchen, its the bane of my life, it always looks like a sh1thole and ends up as the dumping ground for everything.

Kitchen & Dining Room
Level One
[STRIKE]Declutter worksurfaces[/STRIKE]
Sweep and mop floors
Level Two
Wipe worksurfaces and see if you can do those small appliances on the way round
Wipe fronts of units and large appliances
[STRIKE]Defrost and clean out the freezer[/STRIKE] did this new years eve!
Level Three
Clean out the fridge
Wipe the hob and oven
[STRIKE]Clean the table and replace cloth if needed[/STRIKE]


Toad in the hole veg n gravy for dinner tonight yum yum looking forward to it.

washing aim to do 5 loads today so far 2 / 5

dreamywings1

NEW SOA as im pants and got even more into debt!!!

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 1
Number of children in household......... 3
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 700
housing benefit ........................ 260
tax credits............................. 880
child benefit........................... 174
Total monthly income.................... 2014

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 650
Management charge (leasehold property).. 0
Council tax............................. 119
Electricity............................. 65
Gas..................................... 40
Oil..................................... 0
Water rates............................. 21
Telephone (land line)................... 41 (includes Broad Band)
Mobile phone............................ 45 (mine and kids)
TV Licence.............................. 21
Satellite/Cable TV...................... 47.5
Internet Services....................... 0
Groceries etc. ......................... 300
Clothing................................ 0
Petrol/diesel........................... 80
Road tax................................ 15
Car Insurance........................... 50
Car maintenance (including MOT)......... 10
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 70 (Kids busfares to school)
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 12
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1616.5


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 3500
Other assets............................ 0
Total Assets............................ 3500

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
capital one....................490.......10........39.9
freemans.......................160.......15........0
marshall ward..................1300......50........28
rent...........................325.......10........0
NPower.........................385.......20........0
dwp............................1900......20........0
abbey..........................600.......20........7
other catalogue................400.......20........28
Total unsecured debts..........5560......165.......-


Monthly Budget Summary
Total monthly income.................... 2,014
Expenses (including HP & secured debts). 1,616.5
Available for debt repayments........... 397.5
Monthly UNsecured debt repayments....... 165
Amount left after debt repayments....... 232.5

Personal Balance Sheet Summary
Total assets (things you own)........... 3,500
Total HP & Secured debt................. -0
Total Unsecured debt.................... -5,560
Net Assets.............................. -2,060

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

dreamywings1

I forgot all about my diary so I'm starting my ramblings again just to try to keep me on track.
Since my last entry I'm delighted to say i am now debt free which was bloody hard going but well worth it. My downfall now is food shopping, I need to get this under control. I have joined the Grocery Challenge and set myself £400 per month but failed miserably in April and spent a whopping £596.31, on what I haven't got a clue, the fridge freezer and cupboards are not bulging at the seems and look very very sparse.

I have done my meal plan and I AM going to stick to it and I WILL NOT spend money on carp!!!

dreamywings1

28th April HM Leek and potato soup MADE
29th Mexican chicken
30th Mousakka
1st May Chicken Curry MADE
2nd chicken and ham pasta bake MADE READY TO FREEZE
3rd shepherds pie
4th Baked potato pizza
5th Chicken and Leek casserole MADE READY TO FREEZE
6th Boiled gammon roast potatoes and roasted veg
7th vegetable tortilla
8th corned beef hash
9th spag bol
10th gammon egg and chips
11th shepherds pie

Everything will be cooked from scratch and in bulk and I will freeze for later. My week starts on a Wednesday and I am planning meals for 2 weeks