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Vanquis card
katie1
Posts: 837 Forumite
in Credit cards
Hi All ,
I had a call last week from Vanquis to say i'd been excepted for a card and i would get it within 7 days . Up untill today i haven't recieved it nor my pin , how long did yours take to come those that have had a vanquis card ??
I had a call last week from Vanquis to say i'd been excepted for a card and i would get it within 7 days . Up untill today i haven't recieved it nor my pin , how long did yours take to come those that have had a vanquis card ??
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They aren't the fastest on earth to get their cards delivered!!
If it's not in tomorrows post, give them a shout
Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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When I applied for mine, it took around five days for the card and another four for the pin. That was well over a year ago though.never eat yellow snow0
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Thank you for replies ...............its just turned up the postman was later today .0
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Welcome to the club!
- I call vanquis the "Chatham Chavs". You'll understand why if you ever have to query something with their customer service team Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Ive got less polite names for their customer service team!When dealing with the CSA its important to note that it is commonly accepted as unfit for purpose, and by default this also means the staff are unfit for purpose.0
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Thankyou x
At 47.8% APR :eek: i wont be using my card unless i really really need to .
Don't be fooled!!! That's 47.8% Simple interest per year.
The APR is 59.9%
Vanquis don't quote the APR on any of their correspondence, as they want to make the accounts look better value than they are.
Call them and ask what your APR is, they will probably say "47.8%".
State "I didn't ask for my simple interest rate, I asked for my APR, they are two different things, so what is my APR?". Then you'll be told 59.9%
Chatham Chavs... if we are being incredibly polite that is!!Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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At 47.8% APR :eek: i wont be using my card unless i really really need to .
I'd still use the card, but be clever with it. Only buy something you already have the money for and then simply pay it off again when the statement comes through. You'll improve your credit rating that way.0
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