Relocation or stay and Fight?

Nickeenoo

Well, my dad who I thought would be a problem is fine and mum has just spent the past 20 mins lecturing me on how I am making the wrong decision based on my husband's inability to find work here!!!!!

My advice to hubby last night was to see what work he can find in the new location and make sure that we are doing the right thing, but to be honest even if he doesnt get something in the industry he knows, there are lots of agricultural areas and hopefully that may be something as an alternative he could get into - he is certainly capable enough.

Since being in touch with everyone here I am now less able to see the benefits in staying put and fighting a battle we will never win. Work is not free flowing here, we will never be able to afford a repayment mortgage now and we will never pay off our DMP which CCCs have been fantastic helping us with, but even their advice has been to sell up and start a fresh.

pie81

Have you looked into SMI as barnaby's post above recommended? This is a specific benefit recently brought in by the govt to help people with their mortgage interest payments if they are jobseeking.

However that is only a temporary solution of course, if you think hubby will be jobless long term then if may make sense to move even if you can get SMI.

puddy

be sure to put the house on at a sellable price, develop the mentality that you want it gone, not that you 'need' x amount to move. even if you're left with a tenner after the sale, its still better than what you have now, which is worry and spiraling debts which you can see no way out of

BritRael

Nickeenoo wrote: »

...My advice to hubby last night was to see what work he can find in the new location and make sure that we are doing the right thing.....Work is not free flowing here....

Congratualtions on making the decision to sell. I'm sure it's for the best and you won't regret it.

Is it an option for hubby to lodge in the new area before you all commit to moving there? I don't remember you saying where or why you thought it would be a better prospect work-wise, but I think it's safe to say that work is not 'free-flowing' anywhere at the moment. What about re-training to become more employable?

Best of luck to you all

Sp3no

I have never understood how people can be "out of work", i could walk 5 doors down the street to the local agency and sign up and work full time from the word go, it may not be working in a job i preffer but its a job? Minimum wage is better than nothing, i would shovel !!!! for my kids if i had to.
If your cannot afford where your living now then you cannot stay. If you did stay you would end up with your home repossessed and you really will never get on the "housing ladder" again.

tek-monkey

Sp3no wrote: »

I have never understood how people can be "out of work", i could walk 5 doors down the street to the local agency and sign up and work full time from the word go, it may not be working in a job i preffer but its a job? Minimum wage is better than nothing, i would shovel !!!! for my kids if i had to.
If your cannot afford where your living now then you cannot stay. If you did stay you would end up with your home repossessed and you really will never get on the "housing ladder" again.

Where are you? Cos my bro is having problems getting work, even the Argos warehouse that always has jobs going has nothing at the minute. The agencies were all keen to get him on their books, yet can't seem to give him anything to actually do. Not being able to drive cuts him out of about 40% of the ones at the jobcentre, and all the others want experience in fields he doesn't have.

missile

Sorry to hear of your situation. It must be really depressing to have this hanging over you? If I were you I would cut and run.

However, please check as many LL will not accept tennants with no employment status. :beer:

Nickeenoo

As far as I can make out the SMI can be claimed after a 13 week waiting period - I really hope that either hubby has sorted out work by then or we will hopefully closer to selling our house but if no work has been obtained we will definitely ask about SMI, if only for a short term until either a job or sale comes our way.

EA came this morning and feels we could have a buyer by Christmas.

I feel quite confident that hubby can put his hand to most things and therefore in the new location he may be able to get into an agricultural area if nothing in his industry is out there, but just by looking on the internet myself I found 3 jobs he could apply for in the new area, and I only looked at one job site. Lets hope he can get something and yes, we have certainly considered him lodging if he gets a job before we move and maybe he could come home at weekends or us go there.

Please dont misunderstand me when I say hubby cant get a job - not he wont! But in the meantime for the first time in our 30 something yr old lives we are getting a little help from the Govmt. Having a job would be the better option but until that happens we have to get whatever help we can.

One good thing is that we've had 2 EAs and they both have valued the property at the same price and its a price we felt was obtainable before getting them in - all we need now is a buyer to agree the house is worth that price!!

pie81

Just to say good luck. If you're willing to sell your home and move to find work you all deserve the very best. Before Christmas is never the best time to sell but hopefully the EA is correct and you will have some interest soon.