Well we did it today!

asbestos2008

I am sorry I havent posted in a while, we cancelled our september BR hearing as I couldnt face it. Stupid I know, but last week we booked the appointment as of 11.07 today we were declared BR.

I am a wreck, I feel such a failure, for those of you that dont me, our buisness was taken for alot of money at the beginning of the year, and we tried so hard to save it, stupidly by borrowing money in our own name to inject into the business, by drawing out all available cash from credit cards to fund it, but it was all too much with the downturn in the construction industry.
The day the business failed and all our staff were told was one of the hardest days of my life.
Well today I am trying to draw a line under it, but it is hard.
Today was surreal, and the court officals were so good, it was over in 2 and a half hours! Just the OR to deal with now!

Our house was repossessed on Monday, and as my hubby keeps telling me, things can only get better.

So I am going to try hard to embrace the fact that things can only get better!

Thanks for listening (well reading) to the moaning and thank you for all the help that you guys gave me.

fiveyearplan

Congratulations - I know exactly how you feel as I was in the same position nearly 2 years ago now. What a way to start 2010 - debt free. You'll have a great year.

kerrypn

Things can and will get better now Well done on the hard bit, im sure when it all sinks in you will know it was the right thing to do

So_Sad_Angel

Hi Asbo....glad to hear you are OK.

Well done today.....these feelings will subside & the sooner you put this year behind you the better.

Hope all goes well with the OR Hun.

Angiexx

yellowmonkey

Well done and good luck. :beer:

manaquin

Hi there,

I really do feel for you and its so strange reading what you have typed as its almost mirroring what im near to. I opened up a franchised sandwichbar end of june. So many things went against me, on the opening day, no one told me i needed a permit to hand out leaflets so couldnt get the word out, They started to renew the tramlines , which are right outside the shop, from when we opened till october so no one could cross over the road they had to go around. I had to sell the last of my shares just to pay the bills, and used business and company credit cards to pay for stock! Plus, the past two months, i became ill and was hospitalized, stil not fully recovered, so the only income i have is employment and support allowance. Anyways, the franchise has taken supervision of it to try and get sales up with a view to selling it but im cynical and everything is still in my name.

I havent been able to sleep at night because of it all, my partner is stressed its just awful. I feel like i cant plan my life at all, and im cringing when i hear christmas adds on tv.

So to sum up, i can totally emapthize. Im in a bizzare situation as the business is still trading as the franchise has 'taken charge' unofficially, and im looking for employed work, which hopefully il have this friday even tho im still ill as i cant afford my personal living bills.

And your not a failure at all, you tried something, and it just didnt work out, least you took a chance, how many ppl can say that

PS I do feel for you loosing your home though, that must have been terrible, but it cant get anyworse now. be brave!

fiveyearplan

Here Here Manaquin. You tried a business and it didn't work, sh*t happens. At least you tried.

confused76

asbestos2008 wrote: »

I am sorry I havent posted in a while, we cancelled our september BR hearing as I couldnt face it. Stupid I know, but last week we booked the appointment as of 11.07 today we were declared BR.

I am a wreck, I feel such a failure, for those of you that dont me, our buisness was taken for alot of money at the beginning of the year, and we tried so hard to save it, stupidly by borrowing money in our own name to inject into the business, by drawing out all available cash from credit cards to fund it, but it was all too much with the downturn in the construction industry.
The day the business failed and all our staff were told was one of the hardest days of my life.
Well today I am trying to draw a line under it, but it is hard.
Today was surreal, and the court officals were so good, it was over in 2 and a half hours! Just the OR to deal with now!

Our house was repossessed on Monday, and as my hubby keeps telling me, things can only get better.

So I am going to try hard to embrace the fact that things can only get better!

Thanks for listening (well reading) to the moaning and thank you for all the help that you guys gave me.

hiya sounds like you've been through a very very tough time...so many painful things.
please don't think you're a failure - far from it, you tried to keep going in the face of adversity but it wasn't meant to be, it's not your fault
i'm glad you've got court out of the way today, hopefully you can start to look forward and think of the future.
wishing you all the very best x

fool_with_a_pen_75

asbes....well done...we can share our day together....try not to beat yourselves up over it all and as your other half says things can only get better.....good luck with the OR sure they will be sympathetic.

dojoman

Good luck Asbestos and manaquin, hope everything works out for both of you. I know what you mean about feeling like failures, not a nice feeling at all, and to be honest one that is totally unwarranted. We go BR next Wednesday, so we have got that to "look forward" to. Then hopefully things will start to look better.

manaquin

good luck dojoman, I hope you get some peace of mind. All i can think is that it wont last forever. I was all set to going BR last week but they have talked me out of it, i just hope it doesnt go against me if i do end up having to go BR!

Anyways, good luck for next wedensday, post and let us know how you go:)