A couple of questions re. bailiffs!

Chicken-Pie_3

I have received a letter from my local court bailiff stating that if a ccj that I received a couple of years ago isn't paid in full by Friday, then the bailiffs will be visiting.

This letter was sent to my old address but I received it as I am having my post re-directed by Royal Mail.

If they visit my old house, and are told that I no longer live there, what will they do next in regards to trying to trace me?

Assuming they find me - what if I answer the door and they ask for me and I say I've never heard of him (me)?

Am I right in my belief that the bailiff has no legal right to enter my home without my permission? (This is a ccj for a credit card debt). I am under the impression that unless the bailiff has a policeman with a warrant in attendance, then he has no right to enter my home?

Many thanks if you can help

AMBERSHADOW

They have no legal right to enter unless you let them in. the court bailiffs are completely different from private ones.. Unless they are highcourt bailiffs then they can enter with permission from the court

They normally are quite cival to you and will try to come to some arrangement, but don't be fooled by letting them in as once in they can levy your goods

Insomniac666

I'm in a postion with Bailiffs visiting and put a levy on my wifes car which was parked outside the house, i'm lucky as the car is on HP therefore the levy is invalid, however if you have a car, move it away from sight, make sure things are locked up and as said above do not let them in even if it is blowing a gale!

Chicken-Pie_3

Insomniac666 wrote: »

I'm in a postion with Bailiffs visiting and put a levy on my wifes car which was parked outside the house, i'm lucky as the car is on HP therefore the levy is invalid, however if you have a car, move it away from sight, make sure things are locked up and as said above do not let them in even if it is blowing a gale!

Thank you for your reply

I don't drive - my partner has a car but that is all in her name and the debt is solely in my name, so surely that can't touch the car can they?

No worries about letting them in - they won't get past us and they certainly won't get past our dog!!!

Tixy

I agree with others about not letting the baliff in the house -however I would suggest that you make contact and try to come to some arrangement with regards to payment of this CCJ. Even though they are saying it need paying in full they are likely to still accept a monthly repayment plan.

How much is the CCJ for? How much could you afford to repay monthly? Unfortunatley a CCJ will not go away - and they will likely trace you.

Insomniac666

You should be ok with the car not being in your name, though if they try to put a levy on it without finding out who's car it is, I would have thought it would become invalid and they will be no longer able to re-levy (i'm workign this out from my thread so check this with RobertoMoir/Tixy etc.. they will have more of an idea with this..) but agreed try and make a payment plan if possible.

MrsTinks

Don't ignore it and let them know where you are - they WILL find you!
Contact the bailiff and make a payment arrangement you can stick to. If you don't or won't then they can go back to court and get an attachment of earnings or put a charge against your house if you own it. It's not going to go away and hiding from it won't help either...

DarkConvict

MrsTine wrote: »

Don't ignore it and let them know where you are - they WILL find you!
Contact the bailiff and make a payment arrangement you can stick to. If you don't or won't then they can go back to court and get an attachment of earnings or put a charge against your house if you own it. It's not going to go away and hiding from it won't help either...

Agreed, they have a CCJ and that isn't going to go away as they are trying to reach you, and in the end they will catch up.

RobertoMoir

Chicken-Pie wrote: »

I have received a letter from my local court bailiff stating that if a ccj that I received a couple of years ago isn't paid in full by Friday, then the bailiffs will be visiting.

This letter was sent to my old address but I received it as I am having my post re-directed by Royal Mail.

If they visit my old house, and are told that I no longer live there, what will they do next in regards to trying to trace me?

Assuming they find me - what if I answer the door and they ask for me and I say I've never heard of him (me)?

Am I right in my belief that the bailiff has no legal right to enter my home without my permission? (This is a ccj for a credit card debt). I am under the impression that unless the bailiff has a policeman with a warrant in attendance, then he has no right to enter my home?

Many thanks if you can help

Contact the courts and deal with this debt. You'll end up having to do so in the end so I suggest you do so with good grace. There's a particular form you fill in whose name I'm always forgetting which should halt bailiff action and allow you to pay by arrangement with the court.

County Court Bailiffs are different from private ones and far more inclined to be reasonable, as are the courts who instruct them, usually. However they're still bailiffs and with all due respect probably know far more about collecting debt than you do about dodging it, so I'd seriously give up any ideas about claiming you're not the person they're looking for if they do catch up with you. They'll have heard that before and won't be especially impressed.

As for entry to your house, no they don't need your permission and/or to have a policeman in attendance with a warrant. That's crazy talk. The exact powers a bailiff has at any given time isn't related to what type of bailiff they are or what court they are from but instead is derived from the warrant or order they are attempting to enforce at that time. The majority of warrants or orders to seize goods revolve around the principles of peaceful entry including those used to enforce CCJs. You may find this item (actually most of the entire thread too) useful.

thamespirate

Chicken-Pie wrote: »

I have received a letter from my local court bailiff stating that if a ccj that I received a couple of years ago isn't paid in full by Friday, then the bailiffs will be visiting.

This letter was sent to my old address but I received it as I am having my post re-directed by Royal Mail.

If they visit my old house, and are told that I no longer live there, what will they do next in regards to trying to trace me?

Assuming they find me - what if I answer the door and they ask for me and I say I've never heard of him (me)?

Am I right in my belief that the bailiff has no legal right to enter my home without my permission? (This is a ccj for a credit card debt). I am under the impression that unless the bailiff has a policeman with a warrant in attendance, then he has no right to enter my home?

Many thanks if you can help

remember Baliffs and vampires act the same once a vampire is invited in can come and go , both want the last drop of blood , advoid them both .

onlypaddy

i agree with everyone here in that they will definitely find you.

I remember not too long ago when I was having mail redirected to my new house by royal mail, there was a clause in the application form which allows them to provide your new address to relevant companies - your creditors and the court would definitely fall into this