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Reclaiming PPi

Hi

Can anyone tell me or help if they have had success in claiming of GE Capital Bank on Cards like Debenhams etc. Also other Cards under the disguise of Account Cover payment like Selfridges.

I am self employed and these insurances won't do a thing for me. My Wife and I claimed a substantial amount back from HSBC in Bank Charges but we have been lax with Store Cards and Credit Card Charges. How far can we go back. Is it 6 years?

I would appreciate some info and advice please. We used Martins advice to get the Bank Charges back and we wondered as to how easy or difficult this was as opposed to the Bank Charges.

Thanks

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    Silang wrote: »
    Hi

    Can anyone tell me or help if they have had success in claiming of GE Capital Bank on Cards like Debenhams etc. Also other Cards under the disguise of Account Cover payment like Selfridges.

    I am self employed and these insurances won't do a thing for me. My Wife and I claimed a substantial amount back from HSBC in Bank Charges but we have been lax with Store Cards and Credit Card Charges. How far can we go back. Is it 6 years?

    I would appreciate some info and advice please. We used Martins advice to get the Bank Charges back and we wondered as to how easy or difficult this was as opposed to the Bank Charges.

    Thanks



    Hello there, well done in your reclaiming for bank charges.:beer:

    In regards of PPI, they do say 6 years, but many have been successful in also reclaiming as from the 1990's, so I would give it a go.

    Also check on the above success thread, there should be posts that show success within these companies.

    You write to the ones that actually sold you the finance.

    For more info on reclaiming with template letters, a checklist of mis selling reasons and so on here:
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    Please ask for help if required, good luck.
    The one and only "Dizzy Di" :D
  • Hopefully someone will be along to confirm/correct ... but haven't GE cards been taken over by Santander??
    :AIgnorance can be cured, but stupid is forever!:A
    Please note: Nothing that I post constitutes professional financial or legal advice.
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