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breakdown2007
Posts: 50 Forumite
if all my debts are defualted and passed to colelctions and i start paying them off does my credit rating still go up slightly? and i tkae it while im wid collection agencies there be noway of obtianing credit until they are all fully paid off?
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thats the top and bottom of it breakdown yes. Whatever credit you can get is likely to have massive interest charges. Also applying for more credit even if you get refused will damage your CR even further
Please dont get any more credit, I beg you.:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
could you explain the proscess abit more? what you saying is that until the agencies are paid off in full ther ebe noway of obtianign creidt, ive been refused from high interetsed credit cards too so i must by i right BUM lol0
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>????????????????0
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surely with 30k of debt, more credit is the last thing you need?0
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naaa i mean to pay off little debts etc. not that m gonig too jus would like to know please. can some1 give me the ful insite to this defualtign process and gaingin credit after or when0
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cna anyone help then?0
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Breakdown, as far as I remember you havent done an SOA. Once you do one we can help with advice about what to do next.
Is it that you want to transfer to 0% cards? I would have thought right about now that isnt going to happen, as you'll need to start showing a bit of willing to them as much as you can in order for you to look like a "good risk" additionally if you have all this CC debt, you might well be up to your eyeballs as far as they are concerned and they wont give you any more.
Sorry I know this isnt what you want to hear but do a SOA, and we can see if there are savings for you
Lynz
x:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
yeh but i wat do i do for the apr% if they been put forwarde to a colelcitons company sorrie for speeling mistake typing too fast0
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I think, although im not 100% sure that the APRs will be the same now as they were before the DCAs took over.
At least if you use this as a starting point it will help us all see whats what
:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
ok thanks and erm when yuo gona come to visit me :P if ur a female lol 0
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