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Debate House Prices


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who got the lowest lifetime tracker with no exit fee ?

sansp
sansp Posts: 18 Forumite
in Debate House Prices & the Economy
BoE + 0.48 from hsbc is what i have now
«1345

Comments

  • ess0two
    ess0two Posts: 3,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nice 1,what car do you drive,how much is your house worth?
    Official MR B fan club,dont go............................
  • sansp
    sansp Posts: 18 Forumite
    ess0two wrote: »
    Nice 1,what car do you drive,how much is your house worth?

    suzuki alto, 95K
  • armour
    armour Posts: 311 Forumite
    I've got a lifetime base + 0.98% for a BTL with Verso. They hate it - they've started trying to hit me with fees for "checking tenancy agreement" & trying to force their insurance on me - I've had the mortgage for 10 years with none of this nonsense. I'll put up with it though - 60K at 1.48% for a BTL should win the prize!:j
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I had two years at br+0.25 then life at br+0.95, no legal fee, no product fee, no valuation fee, I just needed to switch my current account. Those were the days icon7.gif
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • Mr.Brown_4
    Mr.Brown_4 Posts: 1,109 Forumite
    I was lucky to get a 250k interest only mortgage through a company called InsideTrack. The rate is 8.34% but because its interest only it actually works out cheaper than other products. I plan to pay it off in thrity years time using an endowment policy also with the same company.

    So don't just be misled by looking for rates. It's deals that count, as I was informed at the time.
  • treliac
    treliac Posts: 4,524 Forumite
    Mr.Brown wrote: »
    I was lucky to get a 250k interest only mortgage through a company called InsideTrack. The rate is 8.34% but because its interest only it actually works out cheaper than other products. I plan to pay it off in thrity years time using an endowment policy also with the same company.

    So don't just be misled by looking for rates. It's deals that count, as I was informed at the time.

    :wall:... :doh:
  • Heyman_2
    Heyman_2 Posts: 1,819 Forumite
    0.79% lifetime above base rate - can't be too bad :cool:

    Really2's got 0.49% above base IIRC
  • hillcats
    hillcats Posts: 899 Forumite
    Part of the Furniture 500 Posts Photogenic
    Currently BofE + 0.19 then BofE + 0.62 for remainder of mortgage.
    ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
    NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
    BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 2027
  • Jonbvn
    Jonbvn Posts: 5,562 Forumite
    Part of the Furniture 1,000 Posts
    edited 17 November 2009 at 9:03AM
    Mr.Brown wrote: »
    I was lucky to get a 250k interest only mortgage through a company called InsideTrack. The rate is 8.34% but because its interest only it actually works out cheaper than other products. I plan to pay it off in thrity years time using an endowment policy also with the same company.

    So don't just be misled by looking for rates. It's deals that count, as I was informed at the time.

    Do I detect a strawman????:rolleyes:
    Heyman wrote: »
    0.79% lifetime above base rate - can't be too bad

    Snap! Although we have kept our payments the same as when BOE IR was 5.5%.
    In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:
  • chucknorris
    chucknorris Posts: 10,795 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 17 November 2009 at 9:08AM
    4 @ BOE +0.64% and 1 BOE @ +0.39%. I was always a fan of lifetime trackers rather than discounted mortgages. I admit though I never envisaged rates falling so low that collars would come into effect, luckily mine had no collars.
    Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop
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