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My day in court tomoz...terrified!!!

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Comments

  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Have not been there myself but from what has been said it does not look like you have much to worry about.

    Good luck.
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • THANX

    LittleL I have without doubt learned my lesson !!

    This has been the toughest time I have had, Thank god for my wife and two little pouchies, they have kept me going through nearly three years of crap and i can't thank them enough !

    At the moment the light at the end of the tunnel is dim.. but it's there !!

    I will post tomoz what happened for those in the same doo doo.

    Thanx again, It means soooo much that i'm not alone.:T
    Bankrupt on the 06\06\06 what a day to go !!
  • viktory
    viktory Posts: 7,635 Forumite
    Just wanted to wish you good luck. You'll be fine. I have done it and I didn't even have to go in front of a judge. I handed in the papers, paid the fee and was told to come back in a couple of hours. Two hours later I returned and was informed that I had been declared bankrupt in my absence! It is the best feeling in the world when you can tell your creditors to stop hassling you! One piece of advice I will pass on is this: although the OR will tell your creditors about your bankruptcy, it doesn't hurt for you to send them a letter as well. That way you know they have got the message.
  • Decadent_Fool
    Decadent_Fool Posts: 309 Forumite
    Hope it goes / went as well as these can....my g/f became bankrupt earlier this year, and it has totally changed her - for the better.

    She has this release from the worry and hassle, and can live without fear again :)
    Doing my best as a contrarian investor...property, banking...let's see how it goes ;)
  • TallGirl
    TallGirl Posts: 6,298 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am sure you will be fine. Each court operate differently and in some courts you will not even see a judge. However if you do really don't worry about them, they are there to make sure you know what you enter into and will ask you a few basic questions such as have you taken legal advice, how much debt do you have, are your circumstances likely to change etc. Really basic stuff you know the answers to. And it will take max 2 min as they will want to clear the waiting room as soon as possible.

    Good luck you will feel great afterwards.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Hugs hope it gets sorted today. Think of the future and being much less stressed.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • clairus99
    clairus99 Posts: 79 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Wishing you the very best of luck as I may well be not far behind you!!

    The only thing putting me off is, what if they say no?!

    Good luck, let us know how you get on!
  • Decadent_Fool
    Decadent_Fool Posts: 309 Forumite
    How'd it go, and how do you feel ;)
    Doing my best as a contrarian investor...property, banking...let's see how it goes ;)
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