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My Credit card ISN'T ALLOWING balance transfers? - isnt that odd?
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The offer has come and gone on my Barclaycard accounts. Balance transfers are subject to status, so not guaranteed.0
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how often /frequently have you been trying ? to check if the balance transfer is available?
On my Initial Visa, when I had a balance on my account, there was no offer. When I cleared the account, I was offered the rate, and it's been on there ever since, until the account was about 70% used up (from BT) then the offer went.
BT has been there since day one on my Breathe.
The offer has shown up as available on their online system when it's been available.0 -
On my Initial Visa, when I had a balance on my account, there was no offer. When I cleared the account, I was offered the rate, and it's been on there ever since, until the account was about 70% used up (from BT) then the offer went.
BT has been there since day one on my Breathe.
The offer has shown up as available on their online system when it's been available.
If they say its not available on the phone, but if it is available online, I wonder what that means, would it allow it to happen?
(i am not online, so cant check, but was just wondering if online it allowed it, even if they didnt allow them on the phone)No Unapproved or Personal links in signatures please - FT30 -
Register online and try!
It only takes two minutes to register for their online facilities
EDIT: I've just logged back in and I have no Balance Transfer offers any more.
Probably because the card is at 92% of its limit. Damn OH convinced me to lend him the money for a new computer... It's fine though he'll have it paid back in six or seven monthsCashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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My barclaycard isnt allowing me to do any balance transfers (when i phone them up)
I have a barclaycard, credit card, and have been using it well, often, no problems on it, no Late payments or anything.
I phoned them the other day to pay off another one of my cards, in a balance transfer and they said that there is no option at the moment to do a balance transfer, "no promotional offer on to do one" they said.
then i said can i do a normal one, they said no, it isnt showing that you are allowed to do a balance transfer. I asked why not, they said it is promotional,
which i thought was odd.. as i thought credit cards Always allow you to do balance transfers...and found it odd they are not allowing it?
I rang 2-3 times, the different callers all said the same thing,.
I need to do the transfer, to pay of another card, i didnt tel them the amount to be transfered, they said i cant do one from the start.
-how can i resolve this?
-anybody had this issue with any card of theirs?
-any body had this issue with their barclaycard, or any other barclaycard issue?
thanks
Had the same problem a few years ago. BC would not bt. Apparently they get a credit score from equifax on a regular basis. Also they have an internal score. I was advised my internal score was excellent but the external score was poor. Further investigation revealed that because I had a number of credit searches in a short period of time it had weakened my score.
Now I am always being offered promo rates. The latest 0 percent until September 2010 and 6.9 percent life of balance.0 -
I had the same thing said to me yesterday i have a credit limit of £3500 and balance of £1409 I asked could i do another balance transfer on barclycard and they said there was no promotional offer on.....which i thought was strange as nowhere near my limit and should be still in the initial balance transfer period(new card).0
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