mortgage payment when moving

sunflower_2

hi

we are due to complete on friday 9th

we have just paid a mortgage instalment on the 1st, but this wont have been included in the settlement figure

does anyone know what will happen?
will we get any money back?

silvercar

Tell your solicitor you've paid it (produce a mini statement if you can) and they will knock it off the settlement figure. This often happens.

Lil_Dee_2

When I sold my house, my solicitor contacted my mortgage lender, and qualified the completion date with them, which they then took into account when issuing the final statement. I actually paid my mortgage shortly before completion too, but as my solicitor/mortgage lender had planned ahead, this was taken into account on the final statement given by my mortgage lender. I'd double check with your solicitor and ask if this was the same for you.

Spendless

I was sent by overpayment back by cheque a few weeks later.

sunflower_2

thanks everyone

my solicitor is cr*p and never ever returns calls
have left a message but very much doubt will get a reply

am prob best off contacting the mortgage company direct to see what they say

payless

some solicitors will request a new redemption statement- although in other cases you might have to wait for it to be returned - and sometimes its via the solicitor!!