Weekend 14th/15th Nov - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Hooray for the weekend at last:T:T:T
It's been so quiet on here lately, where is everyone? Come on people, come and post with us.....;)

I'm in bed right now - not getting up properly til 9....it's the law on Saturday:rotfl: Got a cuppa and laptop - what more could I want??

Nothing much on today, going to take girls to gym club in a while, then go and swap the rug I bought for their room and buy petrol. Plan to stay home for the afternoon and evening....a nice quiet day.

So here's my list:

• check banking
• daily scratchies
• DD1 playing my free bingo right now - she won me £14 yesterday:beer:
• dinner tonight from meal plan - chicken wraps and wedges in front of X factor....fab!!
• LSD - will buy a coffee up at gym club
• take the rug back
• reserve ipod Touches to buy in Currys tomorrow - free £25itunes card and speaker with each (girls XMas pressies)
• write meal plan for next week
• write shopping list to go with the meal plan!
• heating off - it's very mild today
• buy petrol at T's = its cheapest here and get clubcard points
• hoover house
• clean bathroom

Ok, that's all for now - Have a fab day everyone!!

Lottebear

Today I have or will

-Use Gym membership
-Tidy house
- Checked bank balance, NSD!
- Call family with free minutes
- Pennies in the jar for hen night fund

lilian1977

Hi - still DF but keeping myself on the straight and narrow with a house purchase and wedding coming up in the next 6 months!

So, today:

Make meal plans - not that many evenings in this week due to free cinema screenings and suchlike so must think of some cheap food to take along with us.

Daily scratchies - 10p 10p

Go to Tesco to stock up, managed to not go last weekend and just have a top up shop so now we're quite bare!

Meals from stores today - beans on toast for breakfast, something with butternut squash for lunch and HM pizza in front of X-Factor for tea.

Checked banking - PD yesterday so moved change to ISA, can't sort everything else out until Monday as left spreadsheet at work.

Money arrived from Paddypower matched bet so also into ISA.


Lottebear - when are you getting married? Or is it someone elses hen night you're saving for?

pink_numbers

we had a huge batch cooking session yesterday evening, so cooking is easy peasy for this weekend

must sort out the fleeces to line the curtains with.
look for a cheap fridge and a large freezer so that we can replace our very old ones and increase our freezer space.

crawley_girl

Morning people, what a grotty day. Had to be up at this time as I have a builder coming to block up my flue - ooooh er missus!!! Other wise I would be in bed until midday!

Today I:

• just checked online banking - not looking fantastic but I'll be ok until the next lot of money hits the account
• will be working an hour in my 3rd job
• will be popping into the local knitting shop to touch wool so that I can order on line for a cheaper price!!!
• will be avoiding takeaway dinner!

:heartpuls CG :heartpuls

Pippilongstocking

Morning Milly enjoy the cuppa

Waves to the rest of you!


Today
DS a bit better but will enforce an 'in bed day!'
Store cupboard food - we 'might' be having a takeaway tonight - am looking after a pals little girl (sounds mean but I hope he pays!)
Hockey cokey on the line maybe
Feed chickens
PAD to evil edna (lloyds overdraft)- 2nd last payment then she's dead
Find out how to PAD to evil credit card folk - or save up and be able to get a F&F
Pay phone bill - now its not as much as it was and set up a DD for it
Do lots of work
SHower using lots of lovely smellies from the bathroom already there
Milk and bread out of the freezer
Make some soup with a chicken carcass
Send love film movie back

Enjoy your time today!!!! Hugs

Lurleene

Hi everyone - it is literally blowing a gale today, so it may not be safe to leave the house! If it is, these are my plans for the day.

1) NSD
2) Check banking, quidco etc
3) SCs
4) Go to a 1st birthday party. _party_Looking forward to catching up with lots of people there. Lovely present wrapped with paper from stash and card from stash.
5)Iron T's old clothes as I have a potential buyer coming to look at them.
6) All meals from stores.
7) Indoor hokey cokey.

Right, off now to try and rouse Sleeping Beauty B! According to today's paper, teenagers need to sleep in at the weekend for their metabolism or they can become obese.:eek: I think this is late enough though!

Have a fab weekend,
L x

PurpleFairy26

Hi All!!! Sorry I have not been on all week, I have been away with work (all good though, beautiful hotel, free food and drink, all paid for by work) Only downsides were no internet and phone access and now I've got loads of work to catch up on and really busy week ahead. May have to do some tomorrow:eek:

Anyway on a DFW note I have done the following:

Paid of 1st CC:j:j
Monthly payment to other 2 cards paid, now looking for new 0% deal for 2 cards but balance now small enough to move to just one card!!!!!!
Only 3 month payments left on loan- will review in a couple of weeks and may pay off before next payday!!!
Updated spreadsheet which shows we have now paid 60% of our total (non mortgage) debt since Jan 2009.
Only 1 Christmas present left to buy

This weekend I will/have:

Look for 0% deal on CC
Re-write freezer list and meal plan for week from that
update baby/ household stores list as I might be complete now for all my bits required for MAT leave - which is good news as I still have 4 weeks before my MAT leave starts
Make Christmas cards
Possibly wrap Christmas presents and write cards

Hope you are all having a great weekend

Katy83

Morning everyone,

Lurleene - do you think that sleeping teenagers thing applies to 29 year olds as well? My OH is still fast asleep upstairs! :rotfl:

Jonno - well done on paying off the cc!

I'm going to have quite a quiet day today, am dog sitting for my parents tonights so I've got a few things want to do before then. The weather is a bit grim here at the moment - wet and windy. Not as bad as elsewhere though, parents have gone to Devon for the weekend, poor things!

Good news, my refund came through from Scottish Power today!


My list

• Check banking
• Pay refund cheque into bank
• Breakfast and lunch from stores
• Dinner from parents' freezer
• Walk dog for free exercise
• Hokey cokey
• NSD
• Clear old clothes out of cellar under flat and hopefully salvage some which aren't mouse ridden :eek:
• Clear out some paperwork...pile in dining room keeps falling over!

That's it for me, hope everyone has a good Saturday xx

katylittlelady

Full of cold and feeling a bit like the weather! Also really fed up with lodger again who just added his washing up to ours instead of doing his own!!! Grrrrr, so want rid of him and can only do that by getting debt free so here is to the small things!!

• [STRIKE]S/C[/STRIKE] -45p
• Surveys
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily lotteries[/STRIKE]
• Comps ending soon
• Tidy frontroom
• look through up your income thread for inspiration
• Friends round for dinner tonight so cheaper than going out!
• Rest and relax to try and get over cold!

Hope everyone is having a good day x x

Pippilongstocking

Sounds like you guys are having some of our normal winter weather - hugs! Keep safe if its too horrid stay indoors...xx

Made big batch of scottish pancakes (I think they are called 'drop scones' in Englandshire) - so half are scoffed and half are on a plate on the table - not for long I suppose!!

CHicken stock and noodles in the slow cooker still experimenting

Its so gorgegous here (windy) but not too bad, so must take doggie out on beach with kids in a bit - DS a bit better (last night his temp peaked at 101oF)

Just got a text telling me that there's a bag of kindling at the front door!

Must must must meal plan for this week - enough bread, milk and fruit/veg in - we don;t need any food so I hopign we can have a few NSD's (which I am rubbish at!)

Tomorrow my OD is fully paid off on one account which feels a bit wierd - I love PAD's

Must replenish the bird table cos they have scoffed the lots!

Hope none of you blow away!