no longer a wannabe

kindofagilr

Well Done, that is truly amazing!

wynnvegas

well done - remember to get yourself on the roll of honour!

ernie_3

slevin wrote: »

We have just the exit fee to pay now

Light bulb moment was about 6 years ago when i realised just how much interest a mortgage costs. A few calculations and the wonderful wife was on board - she controls the finances . We have reduced the 25 year term on a ~130k mortgage to just 10 years.

We are now in our forever home that we own outright at the grand age of 34.

Thanks to all the contributors on this board for so many handy tips and the free and great advice that you all hand out.

Good for you, a good piece of news in these "dark" times
all the best from a very wet Plymouth:rotfl:

golfiematt

:beer: congratulations:beer:

steph123steph

well done, how i envy you so :-)

needtopaymydebts

Congratulations, it must be the best feeling. I look forward to our day when we can truly say that we've earned and paid for everything that we own rather than that we will pay for it 'one day'!

maz123_2

A big well done from me as well, it shows it can be done with a bit of determination! x

whitesatin

I am a lot older than 34 but have now got the mortgage down to about £11,000. We hope to move in the Spring and will either pay it off from savings before that or hang on until that time.

My question is, what is an exit fee? Not going to be a shock in store is there?

Congratulations, by the way.

RosieTiger

Congratulations - please do add some more detail in the Roll Of Honour !

Good luck to you for the future without a mortgage hanging over your head.

crusty_toenail

Well done to you, at 34 years of age, I love you guys, you are an inspiration thinking outside the box/rat race that is debt slavery!

Sounds like you have your head screwed on well with the no hp on cars, you have worked the financial world out at such a young age, your wisdom and knowledge is endless!
The world is your oyster, now go and enjoy all those holidays and plan your wealth preservation in a highly volatile economic world well!

I am the wife that persuaded the husband how to get shot of the mortgage - he is mortgage free at 30 - has a nice ring to it!

I gave up my job to say home and look after the kids (only income was my husbands salary for 4 years). During this time I did my research into the housing market in our area, we sold our house, moved into rented and now we can buy back are old house mortgage free! A nice present to my husband for trusting me with my research into housing market! Now we can spend our extra money on other people, giving it to people who really need it and not the banks!

Bless you both x