Car Insurance POSCODE RISK: check your own!

serpico786

Info taken from a handbook from a UK insurance company on how they work out the risk of your postcode, here is the listing

could someone make this a sticky


See how risky your Postcode is!
A = Good (Low Risk)
F = Bad (High Risk)
Refer = Don't even visit the area!


(A = Low Risk .. F = High Risk)
AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 A
AL St Albans
1, 7 C
2-3, 8-10 D*
4-6 B
B Birmingham
1-21 Refer
23-26, 36, 70 E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71 D*
28, 30, 40, 46-47, 62-63, 72-77, 79 C
45, 48-50, 60, 64, 65, 78, 90-98 B
61, 80 A
BA Bath
1-2, 5, 6, 8, 11-14 B
3, 7, 9-10, 15-16, 20-22 A
4 C
BB Blackburn
1, 4-5, 8, 10, 12, 18 D*
2-3, 11 E *
6, 9 C
7 B
BD Bradford
1, 3, 4, 7 Refer
2, 9, 10 F *
5, 11, 15, 19, 21 D*
6, 8, 12-14, 16-18, 20, 22 E *
23-24 A
BH Bournemouth
1-5 C
6-7, 11, 13, 15, 17-18, 25 B
8-10, 12, 14, 16, 19-24, 31 A
BL Bolton
0-2, 6 E *
3-5, 7-9 F *
BN Brighton
1-3 D*
5-8, 13-14, 17, 24, 27, 41-42, 44-45 A
9-12, 15-16, 18, 21-23, 25-26, 43 B
20 C
BR Bromley
1, 3-5, 7 E *
2 D*
6, 8 C
BS Bristol
1, 3, 5, 11 E *
2 Refer
4, 6-7, 10 D*
8-9, 13-16, 23, 30, 32, 34-35 C
20, 22, 24-25, 29, 31, 39, 40-41 B
21, 26-28, 36-37, 48-49 A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 B
4, 6, 8-12, 15-17, 22, 25 A
14, 28 C
CB Cambridge
1, 5, 9 B
2-4, 6-8, 10-11 A
CF Cardiff
3, 15, 42, 61-62, 71-72 E *
5, 10-11, 14, 23-24, 63-64 F *
31-41, 43-48, 81-83 D*
CH Chester
1, 64-66 C
2-8 B
41-42, 44 F *
43, 45-46 E *
47-49, 60-63 D*
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 B
1, 3, 6-7 A
5, 13-14, 16, 20-24 C
15, 18 D*
19 E *
CO Colchester
1 C
2-3, 5, 8, 10, 15-16 A
4, 6-7, 9, 11-14 B
CR Croydon
0, 4, 7 F *
2, 8-9 E *
3, 5-6 D*
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 C
3, 5, 7, 14, 18 B
13, 15, 21 A
CV Coventry
1-3, 6 E *
4-5, 7, 11-12 D*
8-10 C
13, 21-23, 31-34, 47 B
35-37 A
CW Crewe
1, 3, 5, 7, 9 B
2, 4, 6, 8, 10-11 A
12 C
DA Dartford
1, 5, 7, 9, 10 E *
2-3, 6, 11-13 D*
4 C
8, 14-18 F *
DD Dundee
1-3 D*
4 C
5-10 A
11 B
DE Derby
1, 3, 22, 55 C
4, 12, 14-15, 45 A
5-7, 11, 13, 56, 65, 72-75 B
21, 23-24 D*
DG Dumfries
1-2 B
3-14, 16 A
DH Durham
1-3, 8 D*
4 E *
5 F *
6-7, 9 C
DL Darlington
1, 15 D*
2-5, 14, 16-17 C
6-13 B
DN Doncaster
1, 4-5, 11-12 F *
2-3, 6 E *
7-9, 16-17, 19-20, 37-39 B
10, 14, 18, 21-22 A
15, 31, 33-34, 36, 40-41 C
32, 35 D*
DT Dorchester
1-3, 5-11 A
4 B
DY Dudley
1-6, 9 C
7, 14 A
8, 10-13 B
E London E
1-9 Refer
10-15, 17 F *
16 E *
18 D*
EC London EC
1-4 Refer
EH Edinburgh
43-46 A
26-27, 38-42, 55 B
23, 28-37, 47, 49, 51-54 C
11-13, 15-22, 24-25, 48 D*
1-10, 14 E *
EN Enfield
1, 5-9 E *
2-4 F *
10-11 C
EX Exeter
1-5, 8, 20, 34 B
6-7, 9-19, 21-24, 31-33, 35-39 A
FK Falkirk
1-5 C
6-10 B
11-21 A
FY Blackpool
1, 4, 8 D*
2, 6 B
3, 5, 7 C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer
12, 43-46, 66, 69, 71-78, 81 E *
60-62, 64, 67-68, 82 D*
52, 63, 83-84 B
65 C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34, 46-47, 51 B
4, 11, 25, 29, 32, 35 C
12, 18, 26, 28 A
GY Guernsey
1-9 A
HA Harrow
0-2, 4, 7-9 E *
3, 5-6 D*
HD Huddersfield
1, 6-9 D*
2-5 E *
HG Harrogate
1-2, 5 C
3-4 B
HP Hemel Hempstead
1-3, 6, 20 D*
4-5, 7, 10-14, 19, 21 C
9, 15-18, 22-23 B
27 A
HR Hereford
1, 3, 5-6, 8-9 A
2, 4, 7 B
HS Outer Hebrides
1-9 A
HU Hull
1-6, 8-9, 13 D*
7 E *
10-11, 14, 16 C
12, 15, 17-20 B
HX Halifax
1, 3 F *
2, 4-5, 7 E *
6 C
IG Ilford
1, 11 Refer
2, 6-8 E *
3, 9-10 F *
4-5 D*
IM Isle of Man
1-9 A
IP Ipswich
1-3, 5-23, 26-33 A
4, 24-25 B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 A
JE Jersey
1-4 A
KA Kilmarnock
1-26 B
27-30 A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 E *
2, 4-5, 7-12 D*
13-16, 18, 20-22 C
23-24 A
KW Kirkwall
1-3, 5-17 A
KY Kirkcaldy
1-16 B
L Liverpool
1-21 Refer
22 F *
23, 29, 34, 38, 40 D*
24-28, 30, 32-33, 35-36 E*
31, 37 C
39 B
LA Lancaster
1,3-4, 14, 19, 22-23 B
2, 5-13, 15, 17-18, 20-21 A
16 C
LD Llandrindod Wells
1-8 A
LE Leicester
1-2 Refer
3-4, 6, 10 C
5 D*
7-9, 11-12, 17-18 B
13-16, 65, 67 A
LL Llandudno
11-13 C
14, 29, 31, 33, 41 B
15-28, 30, 32, 34-40, 42-49, 51-78 A
LN Lincoln
1, 5-6, 9 B
2-4, 7-8, 10-13 A
LS Leeds
1-13, 15-16, 19, 26-27 F *
14, 18, 28 E *
17, 21-23 C
20, 25 D*
24 A
29 B
LU Luton
1, 4 Refer
2-3 D*
5 E *
6-7 C
M Manchester
1-9, 11-24, 40, 60 Refer
25-29, 32, 34-35, 38, 43, 45-46 F *
30-31, 33, 41, 44 E *
ME Medway
1-2, 4-6, 8-13, 15-17 C
3, 7, 14 D*
18-20 B
MK Milton Keynes
1-5, 7, 9-15 D*
6 E *
8, 16-17, 19, 40-42 C
18 B
43-46 A
ML Motherwell
1-2, 6, 9 D*
3-4 E *
5, 7 C
8, 10-11 B
12 A
N London N
1, 7, 9 Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 F *
3, 14, 21 D*
12, 18, 20 E *
NE Newcastle-upon-Tyne
1, 4-6, 8 Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 F *
45 A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 E*
13, 22-25, 35, 61-62, 64 D*
18, 20, 26, 47 C
19, 43-44, 46, 48-49, 65-71 B
NG Nottingham
1-4, 6-8, 10-12, 16-18 C
5, 15 D*
9, 19-21, 25, 34 B
13-14, 22-24, 31-33 A
NN Northampton
1-5 D*
6, 9, 13-16 A
7-8, 10-12, 29 B
17-18 C
NP Newport
4, 16, 18, 26 C
7-8 A
10-11, 19-20, 44 E *
12-13, 22-24 D*
15, 25 B
NR Norwich
1-2 C
3-4, 6-8, 30-31 B
5 D*
9-29, 32-35 A
NW London NW
1-2, 5-6, 8 Refer
3, 10 F *
4, 9, 11 E *
7 D*
OL Oldham
1-5, 7-9, 15 F *
6, 16 Refer
10-14 E *
OX Oxford
1, 4 C
2-3, 6, 10, 16, 25-27, 33, 44 B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 A
PA Paisley
1, 3-4 Refer
2, 5-8 E *
9-11 D*
12-15, 19 C
16-20 B
21-49, 60-78 A
PE Peterborough
1-3, 5, 7, 20, 22 C
4, 10, 13-14, 19, 25 B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 A
PH Perth
1-2 B
3-26, 30-44, 49-50 A
PL Plymouth
1-3 C
4-5 D*
6-7, 9, 20-21 B
8, 10-19, 22-35 A
PO Portsmouth
1, 3-6, 19 C
2, 7-8, 12, 15, 17, 20-21, 30 B
9-11, 13-14, 16, 18, 22, 31-41 A
PR Preston
1-2, 4 C
3 A
5-9 D*
RG Reading
1-2, 4, 21, 30-31, 42 C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 B
23-27 A
RH Redhill
1-2, 6-9, 14, 16-18 B
3 E *
4-5, 10, 12-13, 15, 19-20 A
11 C
RM Romford
1, 6, 9-10, 12 F *
2-5, 11, 17-18 E *
7-8, 13-16, 19-20 D*
S Sheffield
1-3, 5, 7-8 Refer
4, 9, 11, 13-14, 60-61 F *
6, 10, 12, 20, 35-36 E *
17, 21, 25-26, 63, 70-71 D*
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 C
40, 42, 45 B
44 A
SA Swansea
1-2, 4, 7 E *
3, 5-6, 8-13, 15 D*
14, 16, 34, 40-41, 43-47, 68-69, 72 B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 F *
3, 9, 12, 20 E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 B
2, 4, 13-14 C
6-9, 18 A
SK Stockport
1, 4, 14-16 F *
2-3, 5-6, 8 E *
7, 13 D*
9-12, 17, 22-23 B
SL Slough
0-3 D*
4-6, 8-9 C
7 B
SM Sutton
1, 5 E *
2-3 D*
4, 6 F *
7 C
SN Swindon
1-2, 6-10, 13, 25-26 B
3-5, 11, 14-16 A
12 C
SO Southampton
14-19 C
20, 24, 41-43, 50-53 A
21-23, 30-32, 40, 45 B
SP Salisbury
1-8, 10-11 A
9 B
SR Sunderland
1-5, 8 E *
6-7 D*
SS Southend-on-Sea
0-1, 6, 8, 13, 16 C
2-4, 7, 9, 11 B
5, 12 A
14-15, 17 D*
ST Stoke-on-Trent
1, 4 D*
2-3, 5-8 C
9, 12-14, 16, 18-21 A
10-11, 15, 17 B
SW London SW
1, 3-7, 10, 12-20 F *
2, 8-9, 11 Refer
SY Shrewsbury
1-2, 4-12, 15-25 A
3, 13-14 B
TA Taunton
1-4, 6-23 A
5, 24 B
TD Galashiels
1-5, 7-10, 12-14 A
6, 11, 15 B
TF Telford
1, 3, 7-8 C
2, 5-6, 10 B
4 D*
9, 11-13 A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31, 34-36, 39-40 B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 A
13 D*
15, 17, 21, 37 C
TQ Torquay
1-2 B
3-14 A
TR Truro
1-10, 12-17, 19-27 A
11, 18 B
TS Cleveland
1-2 Refer
3-4, 6, 10, 20 F *
5, 7-8, 16-19, 24, 26-29 E*
9, 14, 22 C
11-13, 15, 21, 23, 25 D*
TW Twickenham
1, 9, 11 F *
2-3, 6-8, 10, 13-14 E*
4-5, 12, 15-18 D*
19-20 C
UB Southall
1-3, 9 D*
4, 6, 10 E *
5, 7-8 F *
W London W
1-2, 5-6, 8-9, 12, 14 F *
3-4, 7, 13 E *
10-11 Refer
WA Warrington
1, 4-8 C
2 B
3, 9-12, 15 D*
13 F *
14 E *
16 A
WC London WC
1-2, 99 F *
WD Watford
1-3, 17-19, 23-25 C
4-5 B
6-7 D*
WF Wakefield
1-2, 4, 7-10, 12, 16-17 E*
3, 11 F *
5-6, 13-15 D*
WN Wigan
1-4, 7 F *
5-6 E *
8 D*
WR Worcester
1, 3, 12, 15 B
2, 4-11, 13-14 A
WS Walsall
1-6, 10 D*
7, 12-13, 15 B
8-9, 11 C
14 A
WV Wolverhampton
1-2, 12-14 D*
3-4, 6-8, 11 C
5, 9-10, 15-16 B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32, 41-43, 51 B
12-15, 21-22, 25, 60-62 A
18 C
ZE Lerwick
1-3 A

Info taken from a handbook from a UK insurance company on how they work out the risk of your postcode, here is the listing.
A = Low Risk
F = High Risk

pompeyrich

Some interesting results there, but surely not accurate enough to reflect localised problems within an area. PO6, in Portsmouth, for example covers maybe a 6 mile corridor including a notoriously troublesome estate and also, arguably, some of the most sought after roads in the City. This is just an area I know and must be repeated throughout the country.

tenof26

stupid question
what does the * mean?

Mookfish

This has been going around the internet for a few years now, I believe this is a few years out of date now.

Quincy_3

Mookfish wrote:

This has been going around the internet for a few years now, I believe this is a few years out of date now.

Yep so out of date its of no use, they use different criteria now.

:beer:

nej

It is a bit useless. My postcode is rated worse risk than my parents, yet my parents live in a fairly "posh" road and I live next door to a council estate.

Bob63

Interesting but of little actual use.

Do you know which insurance company is this taken from?

I ask because my understanding is that a) this information is confidential and therefore exposes the owner of this site to litigation by it being published here and b) each insurance company has its own system of rating postcodes and therefore this information is of little use.

Mike