CAA request updates / results part 2

~Brock~

never-in-doubt wrote: »

Mate, how on earth did you find that link? Haha - thats actually quite sad :rotfl::rotfl:

I didnt need to find it. I already knew about it. It's the best website in the world.:money:

fermi

~Brock~ wrote: »

I didnt need to find it. I already knew about it. It's the best website in the world.:money:

I remember that from years ago. Still fantastic.

For some reason I did like this one ----> Fear the Laibach kittens. :cool:

never-in-doubt

~Brock~ wrote: »

I didnt need to find it. I already knew about it. It's the best website in the world.:money:

LOL, after MSE of course :D

Goodtimesahead

They own the data, so surely they can do what they like with it, probably better to get them to remove the file in its entirety then!

Wipe it clean!

I see the Banks must be lending again, one of my old cards I still got and despite previous onerous history defaults, ccjs (all be it old ones) with other lenders, they have given me a 50% increase in credit lol!

rebel2

Hi, Just a quickie. DCA have obviously sent my request for a CCA to the OC Bank who have just sent me a letter saying 'have not recieved £1 for CCA request'?. Attached to the Bank letter is my default original 12+ 2 notice that I sent to the DCA in September. What now?. Do I send the Bank a CCA request?.

Goodtimesahead

I always send everything by next special delivery, it costs more than 1st class signed for but you can check for the signature and proof of delivery online, and print it off for the file, then they can't make up porkies that they never received it lol! When you are trying to save paying out hundreds or thousands of ££££'s you shouldn't be bothered about the £5 SD fee! Good luck.

never-in-doubt

rebel2 wrote: »

Hi, Just a quickie. DCA have obviously sent my request for a CCA to the OC Bank who have just sent me a letter saying 'have not recieved £1 for CCA request'?. Attached to the Bank letter is my default original 12+ 2 notice that I sent to the DCA in September. What now?. Do I send the Bank a CCA request?.

Yes, send the bank a CCA request and enclose another £1. Like GTA said in post above, its a small price to pay.

badgerbread

just a quick query I have a barclaycard which I have cca they have only sent terms and conditions down been going on for a little while sent all the letters suggested on here. today I get a threatening letter giving me 48hrs before they send it to debt collectors the account in dispute letter has already been sent what should I do now ignore it or phone them?

never-in-doubt

badgerbread wrote: »

just a quick query I have a barclaycard which I have cca they have only sent terms and conditions down been going on for a little while sent all the letters suggested on here. today I get a threatening letter giving me 48hrs before they send it to debt collectors the account in dispute letter has already been sent what should I do now ignore it or phone them?

Go here: 16. Various CCA Query Letter 'Variations' The middle letter called " - CCA Dispute - Terms & Conditions Supplied;" is what you need to send them.

They cannot give you 48 hours and there is little more they can do.... if they sell it, the moment the DCA writes you come back and we'll sort a letter to send them

Do not ring though - noooooo :D

BASSETT

I sent off CCA request to 1st Credit who are dealing with my Marbles card debt. I started off with £1000 limit and 5 years later are due them £1300! I always paid minimum payment by direct debit and only cancelled that 6 months ago.
Anyways, I sent this request off on October 17 with £1 postal order, recorded delivery which they received October 19. Today I have received a copy of their complaints procedure saying that if they cannot provide a final response after 8 weeks, then they will send a response which will explain why they cannot provide a final response! I wish I had a scanner for things like this.
Anyway, what shall I do? Thats over 8 weeks.
Sorry, just realised I had sent them a cca chase letter on Dec 7 which states that I demand a copy of their complaints procedure which is what they sent.

The same has happened with Hillesden Securities, posted on same day, received on same day and just had letters saying they hope to provide a true copy