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'forced' to sell?
I am hoping to buy a property with my elderly mother next year, in order to improve both our standards of living.
Initially she planned to sell her house and 'gift' me a large portion of the profit so that I and my partner could get a mortgage for the rest and buy a big enough home for all of us (her choice), but since looking on the forums, I have spoken to her about the 'deprivation of assets' that many posters mention and do not wish to do anything which can be interpreted as deliberately avoiding care fees, although my mom is in good health and I intend to care for her as she grows older, so unless something major happens I cannot see the need for a care home.
My mother is of a different era when men dealt with all the money issues and she was hoping that I would take over that role once I'd bought the new property. However because of my concerns we will probably get a joint mortgage.
There is only one concern with this and that is that my partner is worried that if my mother should need residential care in the future, the council may force us to sell the house so that her half can pay for the care required.
Does anyone know if a LA can do this?
My partner and mum get on great so buying the house together is not the issue, but she is worried that we will get a lovely home and then a few years down the line, be made to sell it so that my mum's half covers the costs.
I have tried to reassure her, but I was wondering if anyone knows if a council can do this?
Bungle
Comments
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If you are living together as well as having a joint mortgage then they can't force you to sell up. But they will catch you if you lie about living there when you are actually living somewhere else, or if you just move in just before she needs residential care.poppy100
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no we will all be living together. I hope to be there when my mum needs me and this is also to help me and my partner move from the cramped flat we currently live in.
This is the only point that worries us.
thanks for your reply.
Bungle0
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